8-KEarnings & ResultsExhibits & Filings

TRAVELERS COMPANIES, INC. 8-K Report, Financial Results (Oct 22, 2019)

Filed October 22, 2019For Securities:TRV

Summary

This 8-K filing by The Travelers Companies, Inc. (TRV) on October 22, 2019, primarily serves to announce the company's financial results for the third quarter ended September 30, 2019. The report itself does not contain detailed financial data but rather directs investors to two furnished exhibits: a press release dated October 22, 2019, and the Third Quarter 2019 Financial Supplement. These documents, available on the company's website, contain the specific operational and financial condition details for the quarter. Investors should note that the information furnished in this 8-K, including the press release and financial supplement, is not deemed "filed" under the Securities Exchange Act of 1934. This means it is not subject to the same liabilities as filed information, although it is incorporated by reference into the report. For a comprehensive understanding of TRV's third-quarter performance, investors must consult the referenced press release and financial supplement.

Key Highlights

  • 1TRV announced its third-quarter 2019 results on October 22, 2019.
  • 2The 8-K filing incorporates by reference a press release detailing the company's operational and financial results for the quarter.
  • 3A Third Quarter 2019 Financial Supplement is also furnished, providing more in-depth financial information.
  • 4Both the press release and financial supplement are available on The Travelers Companies, Inc. website.
  • 5The furnished information is not considered "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934.
  • 6This filing effectively acts as a notification and directs investors to the official earnings release and supplementary financial data.
  • 7The filing includes XBRL data for regulatory compliance.

Frequently Asked Questions

The primary purpose of this 8-K filing is to officially announce and provide access to The Travelers Companies, Inc.'s financial results for the third quarter ended September 30, 2019, through a press release and a financial supplement.

Detailed financial results are not directly in the 8-K filing. Investors can find them in the press release dated October 22, 2019 (Exhibit 99.1) and the Third Quarter 2019 Financial Supplement (Exhibit 99.2), both furnished with this report and available on the company's website.

No, the information and exhibits furnished in this 8-K filing (specifically the press release and financial supplement) are not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934. They are furnished, not filed.

When information is 'incorporated by reference,' it means that the document (in this case, the 8-K) is treated as if the contents of the referenced documents (the press release and financial supplement) are part of the 8-K itself for certain purposes, even though they are provided as separate exhibits. However, as noted, they are furnished, not filed, which has specific legal implications regarding liability.