Early Access

10-K/APeriod: FY2008

UNITEDHEALTH GROUP INC Annual Report (Amendment), Year Ended Dec 31, 2008

Filed February 18, 2009For Securities:UNH

Summary

UnitedHealth Group Inc. (UNH) filed this 10-K/A amendment primarily to correct a typographical error regarding 2008 Medicare Part D revenue, revising it from $4.6 billion to $5.8 billion. The overall financial performance presented in the filing shows a mixed picture for the year ended December 31, 2008. While total revenues grew to $81.2 billion, up from $75.4 billion in 2007, net earnings saw a significant decline to $3.0 billion from $4.7 billion in the prior year. This decrease in profitability, coupled with a substantial increase in investing activities, potentially reflecting strategic acquisitions, warrants investor attention. The company's balance sheet shows growth in total assets to $55.8 billion, an increase from $50.9 billion in 2007, and a rise in total debt. Despite the increased leverage, the Debt-to-Total-Capital ratio remains manageable. Investors should monitor the impact of recent acquisitions, such as Sierra Health Services and Fiserv Health, on future earnings and operational integration, especially in the context of the overall economic environment of 2008.

Financial Statements
Beta
Revenue$81.19B
Cost of Revenue$1.48B
Gross Profit$79.71B
SG&A Expenses$13.10B
Operating Expenses$75.92B
Operating Income$5.26B
Interest Expense$639.00M
Net Income$2.98B
EPS (Basic)$2.45
EPS (Diluted)$2.40
Shares Outstanding (Basic)1.21B
Shares Outstanding (Diluted)1.24B

Key Highlights

  • 1Total revenues for 2008 reached $81.2 billion, an increase from $75.4 billion in 2007, indicating continued top-line growth.
  • 2Net earnings decreased to $3.0 billion in 2008, down from $4.7 billion in 2007, suggesting potential margin pressures or integration costs.
  • 3The company made significant acquisitions in 2008, including Sierra Health Services for approximately $2.6 billion, indicating a strategy of growth through consolidation.
  • 4Investing activities significantly increased to $(5.1) billion in 2008 from $(4.1) billion in 2007, primarily driven by these acquisitions.
  • 5The Debt-to-Total-Capital ratio increased to 38.1% in 2008 from 35.4% in 2007, reflecting the impact of acquisitions and increased debt financing.
  • 6Medicare Part D revenue for 2008 was corrected to $5.8 billion, a key clarification for investors tracking this segment's contribution.

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