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10-QPeriod: Q2 FY2008

UNITEDHEALTH GROUP INC Quarterly Report for Q2 Ended Jun 30, 2008

Filed August 7, 2008For Securities:UNH

Summary

UnitedHealth Group Inc. (UNH) reported a significant year-over-year decrease in diluted net earnings per share for the second quarter of 2008, falling to $0.27 from $0.89 in the prior year. This decline was primarily driven by substantial legal settlement costs related to historical stock option practices, totaling $922 million pre-tax. Despite this, consolidated revenues continued to grow, increasing by 7% to $20.3 billion for the quarter, fueled by growth in premium revenues within the Health Care Services segment and the impact of recent acquisitions, including Sierra Health Services and Fiserv Health. The company's operating margin compressed significantly to 3.3% from 10.9% due to these settlement costs and increased operating expenses. Cash flow from operations also saw a marked decrease, impacted by lower net earnings and timing of tax payments. However, the company maintained a strong liquidity position with $19.8 billion in cash and investments. Management has highlighted strategic acquisitions and a continued focus on expanding services as key drivers for future growth, while navigating significant legal and regulatory challenges.

Financial Statements
Beta
Revenue$20.27B
Cost of Revenue$353.00M
Gross Profit$19.92B
SG&A Expenses$3.75B
Operating Expenses$19.60B
Operating Income$673.00M
Interest Expense$164.00M
Net Income$337.00M
EPS (Basic)$0.28
EPS (Diluted)$0.27
Shares Outstanding (Basic)1.22B
Shares Outstanding (Diluted)1.25B

Key Highlights

  • 1Diluted EPS decreased significantly by 70% year-over-year to $0.27, largely due to a $922 million pre-tax charge for legal settlements related to stock option practices.
  • 2Consolidated revenues grew 7% to $20.3 billion, driven by the Health Care Services segment and recent acquisitions (Sierra Health, Fiserv Health).
  • 3Earnings from Operations fell 68% to $673 million, reflecting the impact of settlement costs and increased operating expenses.
  • 4Operating margin compressed to 3.3% from 10.9% year-over-year due to significant legal charges and higher operating costs.
  • 5Cash flows from operations declined by 65% to $0.6 billion for the quarter, impacted by lower earnings and tax payment timing.
  • 6The company completed several significant acquisitions during the period: Unison Health Plans ($930 million), Sierra Health Services ($2.6 billion), and Fiserv Health ($740 million).
  • 7Despite profitability challenges, UnitedHealth Group maintained a robust liquidity position with $19.8 billion in cash and investments as of June 30, 2008.

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