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10-QPeriod: Q3 FY2012

UNITEDHEALTH GROUP INC Quarterly Report for Q3 Ended Sep 30, 2012

Filed October 30, 2012For Securities:UNH

Summary

UnitedHealth Group Inc. (UNH) reported a strong third quarter ending September 30, 2012, with significant year-over-year growth in both revenues and net earnings. Total revenues increased by 8%, reaching $27.3 billion for the quarter, and net earnings saw a substantial 23% jump to $1.6 billion. Diluted earnings per share also rose by 28% to $1.50, indicating improved profitability on a per-share basis. The company's UnitedHealthcare segment, its largest, demonstrated robust performance with an 8% revenue increase, driven by strong growth in Medicare Advantage and Medicaid membership, alongside expansion in fee-based commercial products. The Optum segment also contributed positively, with OptumHealth and OptumInsight showing double-digit revenue growth. This growth was achieved while managing medical costs effectively, as indicated by a decrease in the consolidated medical care ratio.

Financial Statements
Beta
Revenue$27.30B
Cost of Revenue$627.00M
Gross Profit$26.68B
SG&A Expenses$4.28B
Operating Expenses$24.69B
Operating Income$2.61B
Interest Expense$158.00M
Net Income$1.56B
EPS (Basic)$1.52
EPS (Diluted)$1.50
Shares Outstanding (Basic)1.02B
Shares Outstanding (Diluted)1.04B

Key Highlights

  • 1Total revenues increased by 8% to $27.3 billion for the three months ended September 30, 2012.
  • 2Net earnings grew by 23% to $1.6 billion, and diluted EPS increased by 28% to $1.50.
  • 3UnitedHealthcare segment revenues rose 8%, supported by a 6% increase in total medical membership, including significant growth in Medicare Advantage (18%) and Medicaid (11%).
  • 4Optum segment revenues remained stable for the quarter, but OptumHealth and OptumInsight showed strong double-digit revenue growth of 19% and 15% respectively.
  • 5The consolidated medical care ratio improved by 170 basis points to 79.0%, reflecting effective cost management.
  • 6The company repurchased $2.6 billion of common stock in the first nine months of 2012 and increased its quarterly dividend to $0.2125 per share.
  • 7UnitedHealth Group announced its intent to acquire 90% of Amil Participações S.A., a major health care company in Brazil, for approximately $4.7 billion, signaling international expansion.

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