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10-QPeriod: Q2 FY2014

UNITEDHEALTH GROUP INC Quarterly Report for Q2 Ended Jun 30, 2014

Filed August 4, 2014For Securities:UNH

Summary

UnitedHealth Group reported strong revenue growth for the first half of 2014, with total revenues increasing by 6% year-over-year, reaching $64.3 billion. This growth was primarily driven by an increase in membership across public and senior markets, as well as expansion in pharmacy services through OptumRx. The company's operating income saw a modest increase of 1%, reaching $4.6 billion, with Optum demonstrating significant growth of 23% in earnings from operations. However, net earnings attributable to common shareholders declined by 5% to $2.5 billion due to increased operating costs, particularly the impact of the nondeductible insurance industry tax (ACA Fees) and increased spending on specialty medications. The company's balance sheet shows total assets of $85.5 billion as of June 30, 2014, an increase from $81.9 billion at the end of 2013. Total liabilities also increased, reflecting growth in medical costs payable and accounts payable. Shareholders' equity increased to $32.9 billion. While the company experienced a decrease in net earnings, the overall financial health appears stable, supported by robust operating cash flows of $2.4 billion for the first half of the year.

Financial Statements
Beta
Revenue$32.57B
Cost of Revenue$929.00M
Gross Profit$31.64B
SG&A Expenses$5.21B
Operating Expenses$30.02B
Operating Income$2.55B
Interest Expense$155.00M
Net Income$1.41B
EPS (Basic)$1.44
EPS (Diluted)$1.42
Shares Outstanding (Basic)979.00M
Shares Outstanding (Diluted)991.00M

Key Highlights

  • 1Consolidated revenues increased by 7% to $32.6 billion for the three months ended June 30, 2014, and by 6% to $64.3 billion for the six months ended June 30, 2014.
  • 2Optum segment revenues grew significantly by 28% for the three and six months ended June 30, 2014, driven by OptumRx and other Optum businesses.
  • 3Net earnings attributable to UnitedHealth Group common shareholders decreased by 5% to $2.5 billion for the six months ended June 30, 2014, impacted by higher operating costs and taxes.
  • 4Operating costs increased by 7% for the three months and 6% for the six months, primarily due to ACA Fees and investments in Optum growth platforms.
  • 5The company repurchased $1.9 billion of common stock in the first six months of 2014 and increased its quarterly cash dividend.
  • 6Medical care ratio remained relatively stable, but operating cost ratio increased due to ACA fees and investments.
  • 7The company continues to manage its liquidity effectively, with $6.4 billion in cash and cash equivalents and strong operating cash flows of $2.4 billion for the first six months of 2014.

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