Summary
United Parcel Service Inc. (UPS) has filed an 8-K report detailing significant amendments to its employee benefit plans, primarily impacting non-union participants. Effective January 1, 2023, the company will cease accruals of additional benefits for future service and compensation under the UPS Retirement Plan and UPS Excess Coordinating Benefit Plan for these employees. This strategic shift aims to move away from defined benefit pension plans towards a defined contribution model for a segment of its workforce. Concurrently, UPS is enhancing its 401(k) Savings Plan for non-union U.S. employees, making them eligible for company retirement contributions ranging from 5% to 8% based on tenure. Transition contributions will also be provided to certain participants. While current retirees and vested former employees are unaffected, the company will recognize the financial impact of these plan changes in its second quarter 2017 results. Investors should note that these financial impacts were already factored into UPS's previously announced 2017 financial targets.
Key Highlights
- 1UPS is amending its defined benefit pension plans (UPS Retirement Plan and UPS Excess Coordinating Benefit Plan) to cease future benefit accruals for non-union employees effective January 1, 2023.
- 2Non-union retirees already receiving benefits and vested former employees will not be affected by these changes.
- 3Employees will retain benefits accrued in the defined benefit plans up to January 1, 2023.
- 4The UPS 401(k) Savings Plan is being amended to make previously ineligible non-union U.S. employees eligible for UPS Retirement Contributions (5%-8% of compensation).
- 5Transition contributions will be provided to certain participants in the 401(k) Plan starting January 1, 2023.
- 6Any 401(k) contributions limited by the IRS Code will be directed to the UPS Restoration Savings Plan.
- 7The financial impact of these plan remeasurements and curtailments will be reported in the second quarter 2017 earnings, and these impacts were previously included in the company's 2017 financial targets.