Early Access

10-QPeriod: Q3 FY2009

US BANCORP \DE\ Quarterly Report for Q3 Ended Sep 30, 2009

Filed November 6, 2009For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

US Bancorp (USB) filed its quarterly report for the period ending September 29, 2009, on November 5, 2009. The filing primarily refers back to the company's 2008 10-K for a comprehensive discussion of risk factors, indicating no significant new or material changes in the risk landscape during the third quarter of 2009. Investors should consult the 2008 Annual Report for a detailed understanding of the potential risks impacting USB's business and stock price. Furthermore, the report directs investors to the "Capital Management" section within Management's Discussion and Analysis (MD&A) for details on share repurchases during the third quarter of 2009. This suggests that the company was actively managing its capital structure through share buybacks. The only exhibit listed is the computation of the ratio of earnings to fixed charges, a standard financial metric that provides insight into the company's ability to cover its interest expenses.

Financial Statements
Beta
Interest Expense$750.00M
Net Income$603.00M
EPS (Basic)$0.31
EPS (Diluted)$0.30
Shares Outstanding (Basic)1.91B
Shares Outstanding (Diluted)1.92B

Key Highlights

  • 1The 10-Q filing for the period ending September 29, 2009, largely incorporates risk factors from the 2008 10-K, suggesting stability in the company's identified risks.
  • 2Investors are directed to the "Capital Management" section for details on share repurchases conducted in the third quarter of 2009.
  • 3The filing includes the computation of the Ratio of Earnings to Fixed Charges, a key metric for assessing debt servicing capability.
  • 4No new material risk factors were explicitly detailed in this particular filing, implying a reliance on previously disclosed risks.
  • 5The report is relatively concise, with most information being cross-referenced to previous filings.

Frequently Asked Questions