Early Access

10-QPeriod: Q2 FY2017

US BANCORP \DE\ Quarterly Report for Q2 Ended Jun 30, 2017

Filed August 4, 2017For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

US BancORP (USB) filed its quarterly report for the period ending June 29, 2017. The filing primarily consists of exhibits and certifications, with key financial data presented in the Computation of Ratio of Earnings to Fixed Charges. For the three months ended June 30, 2017, the company reported net income attributable to US BancORP of $1.5 billion, leading to a robust ratio of earnings to fixed charges (including interest on deposits and preferred dividends) of 4.28. Year-to-date performance through June 30, 2017, shows net income of $2.973 billion. The company demonstrates strong coverage for its fixed obligations, with the ratio of earnings to fixed charges (including interest on deposits and preferred dividends) standing at 4.36 for the six-month period. Investors can find detailed financial statements in XBRL format, as well as certifications from executive officers.

Financial Statements
Beta
Revenue$5.45B
Interest Expense$470.00M
Net Income$1.50B
EPS (Basic)$0.85
EPS (Diluted)$0.85
Shares Outstanding (Basic)1.68B
Shares Outstanding (Diluted)1.69B

Key Highlights

  • 1Net income for the three months ended June 30, 2017, was $1.5 billion.
  • 2Net income for the six months ended June 30, 2017, was $2.973 billion.
  • 3The ratio of earnings to fixed charges (including interest on deposits) was 4.78 for the quarter and 4.93 for the year-to-date period.
  • 4The ratio of earnings to fixed charges and preferred dividends was 4.28 for the quarter and 4.36 for the year-to-date period, indicating strong coverage of these obligations.
  • 5The company's earnings before income taxes were $2.051 billion for the quarter and $4.023 billion for the six-month period.
  • 6Fixed charges (including interest on deposits) were $1.024 billion for the six-month period.
  • 7Financial statements are available in XBRL format for detailed analysis.

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