8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Jul 19, 2005)

Filed July 19, 2005For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

This 8-K filing by U.S. Bancorp (USB) on July 19, 2005, primarily announces the release of its financial results for the quarter ended June 30, 2005. The core of the filing is the incorporation by reference of a press release (Exhibit 99.1) that details these quarterly earnings and includes forward-looking statements. Investors should review this press release for specific financial performance metrics and any cautionary statements regarding factors that could impact future results. The filing itself is procedural, serving to officially submit the press release containing operational and financial condition information to the SEC. While the 8-K does not contain the detailed financial statements or exhibits directly, it directs investors to the attached press release for the most current operational and financial insights from the company as of that date.

Key Highlights

  • 1U.S. Bancorp filed an 8-K on July 19, 2005, to report on its financial condition and results of operations.
  • 2The filing incorporates by reference a press release issued on the same date, detailing results for the quarter ended June 30, 2005.
  • 3The press release, Exhibit 99.1, contains forward-looking statements about the Company's future performance.
  • 4Important factors that could cause actual results to differ materially from expectations are identified in the press release.
  • 5The filing is primarily a disclosure mechanism for the accompanying press release.
  • 6Key financial and operational details are expected to be found within the referenced press release (Exhibit 99.1).

Frequently Asked Questions

The main purpose of this 8-K filing is to officially report U.S. Bancorp's financial results for the quarter ended June 30, 2005, by incorporating a press release that contains this information.

The actual financial results and operational details for the quarter ended June 30, 2005, are contained within the press release (Exhibit 99.1) that is incorporated by reference in this 8-K filing.

No, this 8-K filing itself does not contain detailed financial statements like the balance sheet or income statement. Those specific details are expected to be in the press release (Exhibit 99.1).

Forward-looking statements are statements about future events or performance. They are included in the press release to provide investors with management's expectations, but also come with a cautionary statement that actual results may differ due to various risks and uncertainties.