What is the main purpose of this 8-K filing?

The main purpose of this 8-K filing is to furnish U.S. Bancorp's press release announcing its financial results for the third quarter ended September 30, 2007. The filing itself does not contain the detailed financial information but refers investors to the press release for these details.

Where can I find the Q3 2007 financial results for U.S. Bancorp?

The Q3 2007 financial results are detailed in the press release filed as Exhibit 99.1 with this 8-K. Investors should refer to that press release for specific operational and financial performance information.

What does it mean that the press release is 'furnished' and not 'filed'?

When information is 'furnished' under the Securities Exchange Act of 1934, it means the SEC is being notified of the information, but it is not subject to the same liabilities or incorporated by reference into other SEC filings in the same way as 'filed' information. For investors, it's important to note that while it's material information, the legal implications differ slightly from information that is formally 'filed'.

Does the filing contain any forward-looking statements?

Yes, the press release incorporated by reference in this 8-K filing contains forward-looking statements. These statements discuss the Company's expectations about future performance and are accompanied by a cautionary statement identifying important factors that could cause actual results to differ materially from those anticipated.

US BANCORP \DE\ 8-K: Earnings & Results

Summary

U.S. Bancorp (USB) filed an 8-K on October 16, 2007, primarily to furnish a press release detailing its financial results for the quarter ended September 30, 2007. While the filing itself does not contain detailed financial data, it incorporates by reference the accompanying press release. Investors should refer to this press release for specific operational and financial condition updates for the third quarter of 2007. The press release is identified as Exhibit 99.1 and is furnished, not filed, under the Securities Exchange Act of 1934. It also includes forward-looking statements and a cautionary note about factors that could influence actual results, which are crucial considerations for investors assessing future performance and potential risks.

Key Highlights

1U.S. Bancorp filed an 8-K on October 16, 2007.
2The filing incorporates a press release detailing Q3 2007 results (ended September 30, 2007).
3The press release is furnished as Exhibit 99.1.
4The press release contains forward-looking statements.
5A cautionary statement regarding factors affecting future results is included in the press release.
6No specific financial data is presented directly within the 8-K filing; investors must consult the press release.

US BANCORP \DE\ 8-K Report, Financial Results (Oct 16, 2007)

Summary

Key Highlights

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