8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Jan 15, 2008)

Filed January 15, 2008For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) filed an 8-K on January 15, 2008, to report its financial results for the quarter ended December 31, 2007. The filing primarily consists of a press release detailing these results and is incorporated by reference as Exhibit 99.1. Investors should refer to this press release for specific financial performance data, as the 8-K itself does not contain the detailed figures but directs readers to the separate announcement. The press release is noted to contain forward-looking statements, which means it also includes a cautionary statement about factors that could materially affect the company's actual results. This is standard practice for publicly traded companies reporting earnings and is important for investors to review to understand the potential risks and uncertainties associated with the company's future performance. The filing indicates that the press release was issued on January 15, 2008, and the event date was January 14, 2008.

Key Highlights

  • 1U.S. Bancorp announced its financial results for the quarter ended December 31, 2007.
  • 2The 8-K filing incorporates a press release (Exhibit 99.1) containing these results.
  • 3The press release includes forward-looking statements and a cautionary note on factors affecting future results.
  • 4Investors are directed to the press release for specific financial performance details.
  • 5The filing was made on January 15, 2008, with an event date of January 14, 2008.
  • 6Terrance R. Dolan, Executive Vice President and Controller, signed the filing on behalf of U.S. Bancorp.

Frequently Asked Questions

The specific financial results for the quarter ended December 31, 2007, are detailed in the press release filed as Exhibit 99.1 to this 8-K filing. You should refer to that press release for the detailed financial performance.

The forward-looking statements indicate that the press release contains projections or expectations about the company's future performance. The accompanying cautionary statement highlights important factors that could cause actual results to differ materially from these expectations, providing investors with an understanding of potential risks and uncertainties.

Filing an 8-K to include a press release is a common way for companies to officially disseminate important financial information, such as quarterly earnings, to the public and the SEC. It signifies that the information in the press release is considered material and has been formally reported.

Yes, the filing explicitly states that the press release, as Exhibit 99.1, is deemed 'filed' under the Securities Exchange Act of 1934. This means it is subject to SEC rules regarding disclosure and accuracy.