What is the main purpose of this 8-K filing?

The main purpose of this 8-K filing is to officially report U.S. Bancorp's financial results for the quarter ended March 31, 2010, and to provide investors with supplemental materials, including a press release and an earnings conference call presentation.

What is the difference between 'filed' and 'furnished' information in this report?

The press release containing the financial results is considered 'filed' with the SEC, meaning it's subject to liability under the Securities Exchange Act of 1934. The earnings conference call presentation is 'furnished', which generally carries less stringent liability. Both provide important information to investors.

Where can I find the detailed financial results for the first quarter of 2010?

The detailed financial results are available in the press release (Exhibit 99.1) and the 1Q10 Earnings Conference Call Presentation (Exhibit 99.2) that are attached to this 8-K filing.

Does this report contain forward-looking information?

Yes, both the press release and the earnings conference call presentation included in this filing contain forward-looking statements. These statements discuss potential future performance, but also include cautionary statements about risks and uncertainties that could cause actual results to differ from expectations.

US BANCORP \DE\ 8-K: Earnings & Results

Summary

U.S. Bancorp (USB) filed an 8-K on April 20, 2010, to report its financial results for the quarter ended March 31, 2010. The filing includes a press release detailing these results, which is considered 'filed' with the SEC, and an earnings conference call presentation, which is 'furnished'. Investors should note that both documents contain forward-looking statements with cautionary notes about factors that could affect actual performance. The primary purpose of this 8-K is to disseminate U.S. Bancorp's first-quarter 2010 financial performance and outlook. The incorporation of the press release and presentation signifies the official release of this information to the public and the investment community, providing key data points and management's perspective on the company's condition.

Key Highlights

1U.S. Bancorp reported its first-quarter 2010 financial results.
2The 8-K filing includes a press release detailing the quarterly performance.
3An earnings conference call presentation with additional information was also provided.
4Both the press release and presentation contain forward-looking statements.
5Important cautionary statements regarding factors that could impact results are included.
6The press release is formally 'filed' with the SEC, while the presentation is 'furnished'.

US BANCORP \DE\ 8-K Report, Financial Results (Apr 20, 2010)

Summary

Key Highlights

Frequently Asked Questions