What is the difference between the press release being 'filed' and the presentation being 'furnished'?

When a document is 'filed' with the SEC (like the press release), it is subject to the strict liability provisions of the Securities Exchange Act of 1934. Information that is 'furnished' (like the presentation) is not subject to these same liability rules, although it still provides important information to investors.

Where can I find the actual Q2 2010 financial results?

The actual Q2 2010 financial results are detailed in the press release (Exhibit 99.1) and the earnings conference call presentation (Exhibit 99.2) that are incorporated by reference into this 8-K filing. Investors would need to review these exhibits for specific financial figures.

Does this filing provide any outlook for future performance?

Yes, both the press release and the conference call presentation contain forward-looking statements, which offer insights into the company's expectations for future performance. However, these statements are accompanied by cautionary language that highlights factors that could cause actual results to differ materially.

US BANCORP \DE\ 8-K: Earnings & Results

Q: What is the main purpose of this 8-K filing?

The main purpose of this 8-K filing is to officially report U.S. Bancorp's financial results for the quarter ended June 30, 2010, by incorporating its press release and conference call presentation.

Summary

U.S. Bancorp filed an 8-K on July 21, 2010, to report its financial results for the quarter ended June 30, 2010. The filing includes a press release (Exhibit 99.1) detailing these results, which is considered 'filed' with the SEC, and a 2Q10 Earnings Conference Call Presentation (Exhibit 99.2), which is considered 'furnished'. Investors should note that both the press release and the presentation contain forward-looking statements and include cautionary language about factors that could impact future performance.

Key Highlights

1U.S. Bancorp released its Q2 2010 financial results on July 21, 2010.
2The 8-K filing incorporates by reference a press release (Exhibit 99.1) containing the company's quarterly results.
3A 2Q10 Earnings Conference Call Presentation (Exhibit 99.2) is also included, providing additional information.
4The press release is deemed 'filed' with the SEC, meaning it is subject to liability provisions.
5The earnings presentation is deemed 'furnished' with the SEC, subject to less stringent liability.
6Both documents contain forward-looking statements and include cautionary disclaimers regarding potential deviations from anticipated results.

US BANCORP \DE\ 8-K Report, Financial Results (Jul 21, 2010)

Summary

Key Highlights

Frequently Asked Questions