8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Jan 19, 2011)

Filed January 19, 2011For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp filed an 8-K on January 19, 2011, to report its financial results for the quarter ended December 31, 2010. The filing includes a press release (Exhibit 99.1) which is considered 'filed' under the Securities Exchange Act of 1934, and an earnings conference call presentation (Exhibit 99.2) which is 'furnished'. These documents contain historical and forward-looking information regarding the company's performance and outlook. Investors should note that while the press release provides official results, the presentation offers additional insights and context. Both documents contain cautionary statements about factors that could impact future financial performance, advising investors to consider these risks when evaluating the company's prospects.

Key Highlights

  • 1U.S. Bancorp released its fourth quarter and full-year 2010 financial results on January 19, 2011.
  • 2The 8-K filing incorporates a press release (Exhibit 99.1) as officially filed, detailing the company's performance.
  • 3An earnings conference call presentation (Exhibit 99.2) is also included, providing further detail and context.
  • 4Both exhibits contain forward-looking statements regarding the company's future performance.
  • 5Important cautionary statements are included, highlighting factors that could cause actual results to differ materially from expectations.
  • 6The filing was signed by Craig E. Gifford, Executive Vice President and Controller.

Frequently Asked Questions

The main purpose of this 8-K filing is to officially report U.S. Bancorp's financial results for the fourth quarter and full year ended December 31, 2010, and to provide investors with related information through a press release and an earnings conference call presentation.

The press release (Exhibit 99.1) is 'filed' with the SEC, meaning it is subject to specific reporting requirements and liability. The earnings conference call presentation (Exhibit 99.2) is 'furnished', which generally means it's provided to the SEC for informational purposes but may not carry the same level of legal liability as 'filed' information.

The actual financial results for Q4 2010 are detailed in the press release (Exhibit 99.1) included with this 8-K filing. The earnings conference call presentation (Exhibit 99.2) likely provides further analysis and potentially segmented performance data.

Investors should carefully review the cautionary statements and forward-looking statements contained within both the press release and the conference call presentation. These sections identify key risks and uncertainties that could significantly impact U.S. Bancorp's future financial results.