What is the main purpose of this 8-K filing?

The primary purpose of this Form 8-K is to publicly disclose that U.S. Bancorp's CFO, Andrew Cecere, was presenting at the Morgan Stanley Financials Conference 2011 and to make the presentation materials (slides and webcast information) accessible to investors.

Where can I find the details of U.S. Bancorp's financial performance or strategy discussed at the conference?

The presentation slides, labeled as Exhibit 99.1, and the audio webcast (and its subsequent replay) would contain the detailed information discussed at the Morgan Stanley Financials Conference. These materials were made available on U.S. Bancorp's website under 'Webcasts & Presentations'.

Does this filing contain new financial results for U.S. Bancorp?

No, this Form 8-K filing does not contain new financial results. It is a disclosure of an upcoming presentation and the availability of presentation materials, directing investors to that forum for updated information.

What does it mean that the information is 'furnished' and not 'filed'?

This means that while the information is being disclosed to the public, it is not subject to the same level of liability under Section 18 of the Securities Exchange Act of 1934 as formally filed documents. It also means the information will not be automatically incorporated into U.S. Bancorp's SEC registration statements or other filings unless specifically stated.

US BANCORP \DE\ 8-K: Regulation FD

Summary

This Form 8-K filed by U.S. Bancorp on February 1, 2011, primarily serves as a disclosure regarding the company's participation in the Morgan Stanley Financials Conference 2011. The key event is a presentation by Andrew Cecere, Vice Chairman and Chief Financial Officer, scheduled for February 1, 2011. The filing indicates that presentation slides will be made available, along with an audio webcast of the event. Investors interested in U.S. Bancorp's strategic outlook, financial performance, or management's commentary on market conditions would have found the accompanying presentation slides (Exhibit 99.1) to be the most relevant information. The filing itself does not contain new financial results but directs investors to the conference presentation for these details. The company also clarified that this information is furnished and not formally filed for liability purposes under Section 18 of the Exchange Act.

Key Highlights

1U.S. Bancorp participated in the Morgan Stanley Financials Conference 2011.
2Andrew Cecere, Vice Chairman and CFO, presented at the conference on February 1, 2011.
3Presentation slides were made available as Exhibit 99.1 to the filing.
4An audio webcast of the presentation was provided and available on the company's website.
5A replay of the webcast was accessible for 90 days following the live event.
6The filing served as a Regulation FD disclosure to disseminate information about the presentation.
7Information furnished in this report is not considered 'filed' for certain liability provisions.

US BANCORP \DE\ 8-K Report, Regulation FD Disclosure (Feb 1, 2011)

Summary

Key Highlights

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