What is the main purpose of this 8-K filing?

The main purpose of this 8-K filing is to report U.S. Bancorp's financial results and condition for the quarter ended March 31, 2011, and to provide investors with access to the company's earnings press release and conference call presentation.

What is the difference between the press release being 'filed' and the presentation being 'furnished'?

When a document is 'filed' with the SEC, it is subject to greater liability under federal securities laws. When a document is 'furnished,' it means the company is providing it to the SEC but is not assuming the same level of liability as if it were filed. Investors should primarily rely on filed documents for material financial information.

Where can I find the actual Q1 2011 financial results?

The actual Q1 2011 financial results are detailed in the press release (Exhibit 99.1) attached to this 8-K filing. The 1Q11 Earnings Conference Call Presentation (Exhibit 99.2) also provides additional context and information.

Does this filing provide updated financial guidance for the rest of 2011?

This 8-K filing itself does not explicitly provide updated financial guidance. However, the press release and conference call presentation may contain forward-looking statements that offer insights into the company's expectations for future performance. Investors should review these attached documents carefully for any such statements and accompanying cautionary notes.

US BANCORP \DE\ 8-K: Earnings & Results

Summary

U.S. Bancorp (USB) filed an 8-K on April 19, 2011, to report its financial results for the quarter ended March 31, 2011. The filing primarily consists of a press release (Exhibit 99.1) containing the company's first-quarter 2011 earnings, which is considered "filed" with the SEC. Additionally, the company furnished its 1Q11 Earnings Conference Call Presentation (Exhibit 99.2) on its website, providing further details and forward-looking information. Investors should note that while the press release is formally filed, the conference call presentation is furnished. Both documents contain forward-looking statements, and the company has included cautionary statements regarding factors that could materially affect actual results. This 8-K serves as the official notification of the company's first-quarter performance and related commentary.

Key Highlights

1U.S. Bancorp released its first-quarter 2011 financial results on April 19, 2011, via an 8-K filing.
2The press release (Exhibit 99.1) containing the Q1 2011 results is officially 'filed' with the SEC.
3The 1Q11 Earnings Conference Call Presentation (Exhibit 99.2) was also made available and is considered 'furnished' by the company.
4Both the press release and presentation contain forward-looking statements.
5The company has included cautionary statements about factors that could impact future results.
6The filing's primary purpose is to disclose the company's operational and financial condition for the period ending March 31, 2011.

US BANCORP \DE\ 8-K Report, Financial Results (Apr 19, 2011)

Summary

Key Highlights

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