8-KRegulation FDExhibits & Filings

US BANCORP \DE\ 8-K Report, Regulation FD Disclosure (Nov 4, 2011)

Filed November 4, 2011For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

This Form 8-K filing from U.S. Bancorp (USB) primarily serves to disclose information that will be presented by its Vice Chairman and Chief Financial Officer, Andrew Cecere, at the BancAnalysts Association of Boston Conference on November 4, 2011. The filing indicates that presentation slides will be made available and will also be accessible via a live audio webcast and its subsequent replay on the company's website. This provides investors with an opportunity to gain insights into the company's current financial position and strategic outlook directly from senior management. Investors should note that the information furnished in this report, including the presentation slides, is considered "furnished" under Regulation FD and not "filed" for purposes of Section 18 of the Securities Exchange Act of 1934. This means it does not carry the same legal implications as a formally filed document. The primary value for investors lies in the content of the presentation itself, which is expected to offer forward-looking commentary and detailed financial discussions from a key executive.

Key Highlights

  • 1U.S. Bancorp CFO to present at the BancAnalysts Association of Boston Conference on November 4, 2011.
  • 2Presentation slides are attached as Exhibit 99.1 and will be discussed at the conference.
  • 3Investors can access a live audio webcast of the presentation on U.S. Bancorp's website.
  • 4A replay of the webcast will be available on the company's website for approximately ninety days.
  • 5Information is furnished under Regulation FD and not deemed "filed" under Section 18 of the Securities Exchange Act.
  • 6This filing allows investors to access management's current views and financial discussions.

Frequently Asked Questions

The main purpose of this 8-K filing is to inform the public and investors about an upcoming presentation by U.S. Bancorp's CFO at the BancAnalysts Association of Boston Conference and to provide access to the presentation materials and webcast.

The presentation slides are attached as Exhibit 99.1 to this 8-K filing. They are also accessible on U.S. Bancorp's official website (usbank.com) under the "Investor/Shareholder Information" section, specifically within "Webcasts & Presentations."

Yes, a live audio webcast will be available during the presentation, and a replay of the webcast will be posted on U.S. Bancorp's website for approximately ninety days after the event.

When information is "furnished" under Regulation FD, it means the company is making it available to the public simultaneously. However, it is not subject to the same liability as "filed" information under Section 18 of the Securities Exchange Act of 1934. This distinction is important for legal and regulatory purposes but investors can still rely on the content for insights.