8-KRegulation FDExhibits & Filings

US BANCORP \DE\ 8-K Report, Regulation FD Disclosure (Mar 8, 2012)

Filed March 8, 2012For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

This Form 8-K filing by U.S. Bancorp (USB) on March 8, 2012, primarily serves as a disclosure vehicle for information presented at the Citi 2012 Financial Services Conference. CEO Richard K. Davis was scheduled to present on March 8, 2012, and the company attached the presentation slides as an exhibit. This presentation likely offered insights into the company's performance, strategy, and outlook at that time. Investors should note that the information furnished in this report, including the attached slides, is intended for informational purposes and is not deemed "filed" for regulatory liability under Section 18 of the Securities Exchange Act of 1934. The content is also not incorporated by reference into other SEC filings unless explicitly stated. Investors can access the presentation slides and a webcast replay on the company's website.

Key Highlights

  • 1U.S. Bancorp filed a Form 8-K on March 8, 2012, for Regulation FD disclosure.
  • 2CEO Richard K. Davis was scheduled to present at the Citi 2012 Financial Services Conference on March 8, 2012.
  • 3Presentation slides for the conference were attached as Exhibit 99.1 to the filing.
  • 4The presentation likely covered U.S. Bancorp's business performance, strategy, and outlook.
  • 5Information furnished is not considered 'filed' for Section 18 liability purposes.
  • 6Presentation materials and a webcast replay were made available on U.S. Bancorp's investor relations website.
  • 7The filing was made to ensure broad public access to information discussed at the conference.

Frequently Asked Questions

The primary purpose of this 8-K filing is to comply with Regulation FD (Fair Disclosure) by providing public access to material information that U.S. Bancorp's CEO, Richard K. Davis, presented at the Citi 2012 Financial Services Conference. This includes attaching the presentation slides and making them and a webcast replay available on the company's website.

The presentation slides, labeled as Exhibit 99.1, are attached to this Form 8-K filing. Additionally, U.S. Bancorp made these slides and a live audio webcast (and its replay) available on their website (usbank.com) under the 'Investor/Shareholder Information' section, specifically within 'Webcasts & Presentations'.

According to the filing, the information furnished is being provided for informational purposes and is not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934. This means U.S. Bancorp is generally not subject to the liabilities associated with Section 18 for this specific disclosure. It also states the information will not be incorporated by reference into other SEC filings unless expressly noted.

While the exact content is not detailed in the 8-K itself, presentations at such conferences typically cover a company's financial performance, strategic initiatives, market outlook, and potentially forward-looking statements. Investors would have looked to this presentation for insights into U.S. Bancorp's business condition and future prospects as of March 2012.