8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Apr 17, 2012)

Filed April 17, 2012For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp filed an 8-K report on April 17, 2012, to announce its first-quarter 2012 financial results. The report primarily serves to incorporate by reference a press release detailing these results and an accompanying earnings conference call presentation. Investors should refer to these attached exhibits for the specifics of the company's performance during the quarter ended March 31, 2012. The filing indicates that the press release, considered 'filed' with the SEC, contains important information about the company's operational and financial condition. The conference call presentation, considered 'furnished,' provides additional context and potentially forward-looking statements. Both documents include cautionary statements regarding factors that could impact future financial outcomes.

Key Highlights

  • 1U.S. Bancorp announced its Q1 2012 financial results on April 17, 2012.
  • 2The 8-K filing incorporates by reference a press release (Exhibit 99.1) detailing the Q1 2012 results.
  • 3An accompanying Q1 2012 Earnings Conference Call Presentation (Exhibit 99.2) was also provided.
  • 4The press release is officially 'filed' with the SEC, making its contents subject to reporting requirements.
  • 5The earnings presentation is 'furnished' to the SEC, providing additional context but with different disclosure implications.
  • 6Both the press release and presentation contain forward-looking statements with cautionary notes about potential deviations from expected results.

Frequently Asked Questions

The main purpose of this 8-K filing is to officially announce and provide access to U.S. Bancorp's financial results for the first quarter of 2012, through the incorporation of a press release and an earnings conference call presentation.

Detailed financial performance information for Q1 2012 can be found in the press release issued on April 17, 2012 (Exhibit 99.1) and the accompanying Q1 2012 Earnings Conference Call Presentation (Exhibit 99.2), both referenced in the 8-K filing.

Information that is 'filed' (like the press release here) is subject to the reporting requirements and liabilities under the Securities Exchange Act of 1934. Information that is 'furnished' (like the presentation here) is provided to the SEC but generally does not carry the same level of legal liability as 'filed' information, although it still contains valuable context for investors.

The filing states that the press release and presentation contain forward-looking statements. Investors should review these documents for any information regarding future expectations or guidance, along with the accompanying cautionary statements identifying potential risks and factors that could affect actual results.