8-KRegulation FDExhibits & Filings

US BANCORP \DE\ 8-K Report, Regulation FD Disclosure (Jun 12, 2012)

Filed June 12, 2012For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp filed an 8-K on June 12, 2012, to disclose information related to a presentation by its CEO, Richard K. Davis, at the Morgan Stanley Financials Conference on June 12, 2012. The filing primarily serves as a vehicle to furnish presentation slides (Exhibit 99.1) that would be discussed during the conference. Investors could access these slides and a live webcast of the presentation on U.S. Bancorp's website, with a replay available for 90 days. This filing does not contain new material financial results or significant operational updates but rather points investors to a public forum where the company's leadership would discuss its strategy and outlook. The company explicitly stated that the furnished information is not deemed "filed" for liability purposes under Section 18 of the Securities Exchange Act, nor will it be incorporated into future registration statements unless expressly noted.

Key Highlights

  • 1Disclosure of CEO presentation at the Morgan Stanley Financials Conference on June 12, 2012.
  • 2Furnished presentation slides (Exhibit 99.1) as part of the 8-K filing.
  • 3Information shared during the presentation was made accessible via U.S. Bancorp's website.
  • 4Live audio webcast of the presentation was available, with a replay to follow.
  • 5The filing emphasizes that information is furnished, not filed, under SEC regulations.
  • 6No new financial statements or material operational updates were directly reported in this 8-K.

Frequently Asked Questions

The main purpose of this 8-K filing was to publicly disseminate presentation materials (Exhibit 99.1) that U.S. Bancorp's CEO would use during a presentation at the Morgan Stanley Financials Conference. It also provided details on how investors could access the presentation live and its replay.

No, this 8-K filing did not include new financial results or significant company announcements. It was primarily a disclosure of information that would be presented at an external conference, along with links to access it.

Investors could access the presentation slides and a live audio webcast of the presentation on U.S. Bancorp's official website (usbank.com) under the 'Investor/Shareholder Information' section, specifically via 'Webcasts & Presentations'. A replay of the webcast was also made available on the website for 90 days.

The distinction is important for legal and regulatory purposes. When information is "furnished," it is generally not subject to the same liability provisions under Section 18 of the Securities Exchange Act of 1934 as information that is "filed." This means the company is providing the information but not necessarily making the same level of commitment regarding its accuracy for purposes of liability under that specific section.