8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Jul 18, 2012)

Filed July 18, 2012For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) filed an 8-K on July 18, 2012, to report its financial results for the quarter ended June 30, 2012. The filing includes a press release (Exhibit 99.1) which is considered "filed" under SEC regulations, and an earnings conference call presentation (Exhibit 99.2), which is "furnished." Investors should refer to these documents for details on the company's performance and future outlook for the second quarter of 2012. While the 8-K itself does not contain the detailed financial figures, it serves as a notification and incorporation by reference of the official earnings release and presentation. Both accompanying documents contain forward-looking statements, with cautionary notes advising investors that actual results could differ from expectations due to various factors. Investors seeking specific performance metrics and management's commentary should review the attached press release and presentation.

Key Highlights

  • 1U.S. Bancorp reported its Q2 2012 financial results on July 18, 2012.
  • 2The 8-K filing incorporates by reference a press release (Exhibit 99.1) detailing Q2 2012 results.
  • 3An earnings conference call presentation (Exhibit 99.2) providing additional information was also released.
  • 4The press release is formally "filed" with the SEC, while the presentation is "furnished."
  • 5Both released documents contain forward-looking statements about the company's future performance.
  • 6Investors are cautioned that actual results may differ materially from forward-looking statements.

Frequently Asked Questions

The main purpose of this 8-K filing is to officially report U.S. Bancorp's financial results for the quarter ended June 30, 2012, by incorporating by reference its press release and earnings conference call presentation.

The detailed financial results are located in the press release (Exhibit 99.1) and the earnings conference call presentation (Exhibit 99.2) that are referenced and included with this 8-K filing.

"Filed" means the information is subject to the full liabilities of Section 18 of the Exchange Act. "Furnished" means the information is provided to the SEC but does not carry the same level of liability as "filed" information. The press release is "filed," while the presentation is "furnished."

Investors should carefully review the forward-looking statements within the press release and presentation, along with the accompanying cautionary statements, as these identify important factors that could cause actual results to differ from management's current expectations.