8-KRegulation FDExhibits & Filings

US BANCORP \DE\ 8-K Report, Regulation FD Disclosure (Aug 1, 2013)

Filed August 1, 2013For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) filed a Form 8-K on August 1, 2013, to disclose information presented at the InvestMNt conference on August 1, 2013. The report primarily serves as a Regulation FD disclosure, making available the presentation slides that were to be discussed by Vice Chairmen John R. Elmore and Kent V. Stone. These slides, furnished as Exhibit 99.1, are relevant for investors seeking to understand the company's current strategic discussions and operational focus, particularly in community and consumer banking. The filing ensures that information shared during the conference is publicly accessible and not selectively disclosed. Investors are directed to the company's website for access to the presentation slides and a live audio webcast, with a replay available for 90 days. This action by U.S. Bancorp adheres to regulatory requirements for fair disclosure, allowing all stakeholders to review the same material presented to conference attendees.

Key Highlights

  • 1U.S. Bancorp filed an 8-K on August 1, 2013, related to the InvestMNt conference.
  • 2The filing includes presentation slides (Exhibit 99.1) discussed at the conference.
  • 3Vice Chairmen John R. Elmore and Kent V. Stone were the presenters.
  • 4The presentation focused on Community Banking and Consumer Banking and Sales Support.
  • 5Information is being furnished under Regulation FD, not deemed 'filed' for liability purposes.
  • 6Presentation materials and webcast are accessible via U.S. Bancorp's website.
  • 7A replay of the webcast will be available for 90 days.

Frequently Asked Questions

The primary purpose of this 8-K filing is to comply with Regulation FD (Fair Disclosure) by making public the presentation materials that U.S. Bancorp executives were set to discuss at the InvestMNt conference. It ensures that all investors have access to the same information presented by the company.

The presentation slides, designated as Exhibit 99.1, are attached to this 8-K filing and can also be accessed on U.S. Bancorp's official website (usbank.com) under 'About U.S. Bank,' then 'Webcasts & Presentations' within the 'Investor/Shareholder Information' section.

Given the presenters were Vice Chairman John R. Elmore (Community Banking and Branch Delivery) and Vice Chairman Kent V. Stone (Consumer Banking and Sales Support), the presentation likely covered updates and strategies related to these key business segments.

No, the information in this Current Report on Form 8-K, including Exhibit 99.1, is being furnished and is not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934. This means it generally won't be subject to the same liabilities as formally filed information, though it is still publicly available.