8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Oct 16, 2013)

Filed October 16, 2013For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp filed an 8-K on October 16, 2013, to report its financial results for the quarter ended September 30, 2013. The filing includes a press release with these results, which is considered "filed" with the SEC, and an accompanying earnings conference call presentation, which is "furnished". Investors should review these documents for details on the company's performance during the third quarter of 2013. While this 8-K primarily serves to incorporate by reference the press release and presentation, it signals the official release of U.S. Bancorp's quarterly financial performance. The inclusion of forward-looking statements in these supplementary materials highlights potential risks and opportunities that could impact future results, making them crucial for a comprehensive understanding of the company's outlook.

Key Highlights

  • 1U.S. Bancorp released its third quarter 2013 financial results on October 16, 2013, via an 8-K filing.
  • 2The filing incorporates by reference a press release detailing the company's operational and financial performance for the quarter ended September 30, 2013.
  • 3An earnings conference call presentation for 3Q13 is also included and furnished, offering additional context and information.
  • 4The press release is formally 'filed' with the SEC, while the presentation is 'furnished', a distinction important for regulatory and legal considerations.
  • 5Both supplementary documents contain forward-looking statements, alerting investors to factors that could materially affect future business outcomes.
  • 6The report was signed by Craig E. Gifford, Executive Vice President and Controller, on October 16, 2013.

Frequently Asked Questions

The main purpose of this 8-K filing is to formally report U.S. Bancorp's financial results for the third quarter ended September 30, 2013, by incorporating a press release and an earnings presentation.

When a document is 'filed' with the SEC, it is subject to Section 18 of the Securities Exchange Act of 1934, meaning it carries greater liability for misstatements or omissions. 'Furnished' documents are typically for informational purposes and do not carry the same level of liability.

The detailed financial results are contained within the press release (Exhibit 99.1) and the earnings conference call presentation (Exhibit 99.2), which are incorporated by reference into this 8-K filing.

Forward-looking statements are statements about future events or the company's future performance. They are included to inform investors about potential risks, uncertainties, and factors that could cause actual results to differ from those projected. This is a standard disclosure to manage expectations and comply with securities laws.