8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Jan 22, 2014)

Filed January 22, 2014For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

This 8-K filing by U.S. Bancorp (USB) on January 22, 2014, primarily serves to announce and incorporate by reference the company's financial results for the fourth quarter and full year ended December 31, 2013. The press release detailing these results is formally filed with the SEC, while the accompanying earnings conference call presentation is furnished. Investors should refer to these attached documents for comprehensive details on the company's performance and outlook. While the 8-K itself does not contain the specific financial figures, it directs investors to the press release (Exhibit 99.1) and the earnings presentation (Exhibit 99.2) for a thorough understanding of U.S. Bancorp's operational and financial condition as of and for the periods ending December 31, 2013. Both documents include forward-looking statements and cautionary language regarding factors that could impact future results.

Key Highlights

  • 1U.S. Bancorp filed an 8-K on January 22, 2014, to report its Q4 2013 financial results.
  • 2The Q4 2013 earnings press release is officially filed as Exhibit 99.1.
  • 3The Q4 2013 earnings conference call presentation is furnished as Exhibit 99.2.
  • 4The filing incorporates by reference the press release and presentation for detailed financial and operational information.
  • 5Both provided documents contain forward-looking statements.
  • 6Investors are cautioned about factors that could materially affect actual results.
  • 7The filing was signed by Craig E. Gifford, Executive Vice President and Controller.

Frequently Asked Questions

The main purpose of this 8-K filing is to officially report U.S. Bancorp's financial results for the fourth quarter and full year ended December 31, 2013, by incorporating its press release and earnings presentation.

The actual financial results are detailed in the press release (Exhibit 99.1) which is filed with this 8-K, and further elaborated in the earnings conference call presentation (Exhibit 99.2), which is furnished.

Information that is 'filed' (like the press release) is subject to liability under the Securities Exchange Act of 1934, while information that is 'furnished' (like the presentation) is not subject to the same level of liability and is generally provided for informational purposes.

Yes, both the press release and the earnings conference call presentation contain forward-looking statements and include cautionary statements identifying important factors that could cause actual results to differ materially from those anticipated.