8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Jul 16, 2014)

Filed July 16, 2014For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) filed an 8-K on July 16, 2014, to report its financial results for the quarter ended June 30, 2014 (2Q14). The filing incorporates by reference a press release (Exhibit 99.1) detailing these results, which is considered "filed" with the SEC. Additionally, the company furnished a 2Q14 Earnings Conference Call Presentation (Exhibit 99.2) containing further information, including forward-looking statements. Investors should note that both the press release and the presentation include cautionary statements about factors that could cause actual results to differ materially from those anticipated. This 8-K primarily serves to make the company's 2Q14 earnings announcement and related materials publicly available and to comply with reporting obligations.

Key Highlights

  • 1U.S. Bancorp reported its financial results for the second quarter of 2014.
  • 2The 8-K filing includes a press release (Exhibit 99.1) detailing the 2Q14 results.
  • 3A 2Q14 Earnings Conference Call Presentation (Exhibit 99.2) was also provided.
  • 4Both the press release and presentation contain forward-looking statements.
  • 5Important risk factors that could impact future results are highlighted in the company's disclosures.
  • 6The press release is considered 'filed' with the SEC, while the presentation is 'furnished'.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly disclose U.S. Bancorp's financial results for the second quarter ended June 30, 2014, through an accompanying press release and conference call presentation.

The detailed financial results for 2Q14 can be found in the press release filed as Exhibit 99.1 and the Earnings Conference Call Presentation furnished as Exhibit 99.2 to this 8-K filing.

Yes, both the press release and the conference call presentation contain forward-looking statements and include cautionary statements identifying important factors that could cause actual results to differ materially from those anticipated.

Information that is 'filed' (the press release) is subject to the liability provisions of Section 18 of the Securities Exchange Act of 1934. Information that is 'furnished' (the presentation) generally is not subject to these liability provisions, although it is still part of the public record.