8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Oct 22, 2014)

Filed October 22, 2014For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp filed an 8-K on October 22, 2014, to report its third quarter 2014 financial results. The filing includes a press release detailing the company's operational performance for the quarter ended September 30, 2014, along with an earnings conference call presentation containing further financial and forward-looking information. These documents are incorporated by reference into the 8-K filing. Investors should note that the press release is considered "filed" with the SEC, meaning it carries a higher degree of accountability, while the conference call presentation is "furnished," providing additional context but with less formal regulatory weight. Both documents contain cautionary statements regarding factors that could materially affect future results.

Key Highlights

  • 1U.S. Bancorp announced its third quarter 2014 financial results on October 22, 2014.
  • 2The 8-K filing includes a press release (Exhibit 99.1) with the company's quarterly performance.
  • 3A 3Q14 Earnings Conference Call Presentation (Exhibit 99.2) was also provided, offering additional details and forward-looking information.
  • 4The press release is officially 'filed' with the SEC, indicating a higher level of disclosure responsibility.
  • 5The earnings presentation is 'furnished' to the SEC, providing supplementary information.
  • 6Both submitted documents contain forward-looking statements and cautionary notes about potential risks.

Frequently Asked Questions

The main purpose of this 8-K filing is to report U.S. Bancorp's financial results for the third quarter of 2014 and to make those results and related presentations publicly available through the SEC.

When information is 'filed' with the SEC, it is subject to greater legal liability. 'Furnished' information is provided for additional context but generally carries less legal responsibility.

Investors can find the detailed financial results in the press release (Exhibit 99.1) and the earnings conference call presentation (Exhibit 99.2) attached to this 8-K filing.

Yes, both the press release and the earnings conference call presentation contain forward-looking statements regarding the company's future performance, accompanied by cautionary statements about factors that could impact actual results.