8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Apr 20, 2016)

Filed April 20, 2016For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp filed an 8-K on April 20, 2016, to report its financial results for the quarter ended March 31, 2016 (1Q16). The filing includes a press release detailing these results, which is considered "filed" with the SEC, and an accompanying earnings conference call presentation, which is "furnished." Investors should note that both documents contain forward-looking statements and cautionary language regarding factors that could affect future performance. The primary purpose of this 8-K is to disseminate the company's latest financial performance data to the public. While the specific financial figures are not detailed within the 8-K text itself, the incorporated press release and presentation are the key sources for understanding U.S. Bancorp's operational and financial condition as of the first quarter of 2016.

Key Highlights

  • 1U.S. Bancorp announced its 1Q16 financial results via an 8-K filing on April 20, 2016.
  • 2The filing includes a press release (Exhibit 99.1) that is officially "filed" with the SEC.
  • 3An earnings conference call presentation (Exhibit 99.2) is also provided and is "furnished" to the SEC.
  • 4Both the press release and presentation contain forward-looking statements.
  • 5Important cautionary statements are included regarding factors that could materially impact actual results.
  • 6The filing serves as a key disclosure point for investors regarding the company's recent financial performance and outlook.

Frequently Asked Questions

The main purpose of this 8-K filing is to officially report U.S. Bancorp's financial results for the quarter ended March 31, 2016, and to provide investors with access to the related press release and earnings presentation.

The specific financial results for 1Q16 are detailed in the press release (Exhibit 99.1) and the earnings conference call presentation (Exhibit 99.2) that are incorporated into this 8-K filing. These exhibits should be reviewed for detailed figures.

Yes, the filing explicitly states that both the press release and the earnings conference call presentation contain forward-looking statements, and each includes a cautionary statement identifying important factors that could cause actual results to differ materially from those anticipated.

Information that is 'filed' (like the press release) is subject to SEC liability rules. Information that is 'furnished' (like the earnings presentation) is generally not subject to the same level of liability, although it still provides important context and details for investors.