8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Jul 18, 2018)

Filed July 18, 2018For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) filed an 8-K on July 18, 2018, to report its financial results for the quarter ended June 30, 2018. The filing primarily incorporates by reference a press release detailing these results and an accompanying earnings conference call presentation. This provides investors with key financial performance data and management's commentary on the company's operational and financial condition for the second quarter of 2018. Investors should note that the press release is considered "filed" under SEC regulations, meaning it is subject to rigorous disclosure requirements, while the presentation is "furnished," implying less stringent disclosure obligations. Both documents contain forward-looking statements, and the company has included cautionary language to highlight factors that could materially impact actual results, a standard practice for publicly traded entities.

Key Highlights

  • 1U.S. Bancorp released its Q2 2018 financial results on July 18, 2018.
  • 2The 8-K filing incorporates by reference a press release (Exhibit 99.1) containing the Q2 2018 results.
  • 3An accompanying earnings conference call presentation (Exhibit 99.2) was also provided.
  • 4The press release is deemed "filed" under the Securities Exchange Act of 1934.
  • 5The earnings presentation is deemed "furnished" under the Securities Exchange Act of 1934.
  • 6Both documents include forward-looking statements with cautionary language regarding potential material differences in actual results.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly announce and provide details on U.S. Bancorp's financial results for the quarter ended June 30, 2018. It includes a press release and an earnings presentation that offer insights into the company's performance.

Information that is "filed" (like the press release in this case) is subject to liability under Section 18 of the Securities Exchange Act of 1934. Information that is "furnished" (like the presentation) is generally not subject to such liability, though it still provides important context to investors.

The detailed Q2 2018 financial results are primarily found in the press release issued by U.S. Bancorp on July 18, 2018, which is included as Exhibit 99.1 to this 8-K filing. The earnings conference call presentation (Exhibit 99.2) may also offer further details and analysis.

Yes, both the press release and the earnings conference call presentation contain forward-looking statements. The company has included cautionary statements to highlight important factors that could cause actual results to differ materially from those anticipated in these statements.