8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Oct 16, 2019)

Filed October 16, 2019For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) filed an 8-K on October 16, 2019, to report its financial results for the quarter ended September 30, 2019. The filing includes a press release (Exhibit 99.1) detailing the company's performance and an earnings conference call presentation (Exhibit 99.2) with additional information. Investors should note that the press release is considered "filed" under the Securities Exchange Act of 1934, meaning it is subject to SEC disclosure rules, while the presentation is "furnished," meaning it is provided for informational purposes but does not carry the same regulatory weight. The primary focus for investors in this report is the financial performance for the third quarter of 2019. The accompanying press release and presentation likely contain key metrics such as net income, earnings per share, revenue, and important trends within the company's business segments. Investors should review these documents for updates on profitability, asset quality, capital levels, and any forward-looking statements or guidance provided by management regarding future performance.

Key Highlights

  • 1U.S. Bancorp filed an 8-K on October 16, 2019, to report Q3 2019 financial results.
  • 2The filing includes a press release (Exhibit 99.1) with Q3 2019 results, considered 'filed'.
  • 3An earnings conference call presentation (Exhibit 99.2) providing further details is also included, considered 'furnished'.
  • 4The press release contains important information regarding the Company's financial condition and results of operations for the quarter ended September 30, 2019.
  • 5Both the press release and presentation likely contain forward-looking statements, accompanied by cautionary language.
  • 6Investors should consult these exhibits for a comprehensive understanding of U.S. Bancorp's Q3 2019 performance and outlook.

Frequently Asked Questions

The main purpose of this 8-K filing is to report U.S. Bancorp's financial results for the quarter ended September 30, 2019, by including a press release and an earnings conference call presentation.

When a document is 'filed' with the SEC, it is subject to formal disclosure requirements and legal liability. When a document is 'furnished,' it is provided for informational purposes and does not carry the same level of regulatory scrutiny or legal responsibility.

The specific financial results for Q3 2019 can be found in Exhibit 99.1 (the Press Release) and Exhibit 99.2 (the 3Q19 Earnings Conference Call Presentation) attached to this 8-K filing.

Yes, the filing states that both the press release and the earnings conference call presentation contain forward-looking statements. Investors should review these for potential insights into the company's future expectations, along with the accompanying cautionary statements.