8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Oct 14, 2020)

Filed October 14, 2020For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp filed an 8-K on October 14, 2020, to report its financial results for the quarter ended September 30, 2020. The filing includes a press release, which is deemed "filed" with the SEC, and an accompanying earnings conference call presentation, which is "furnished." Investors should review the press release for official financial performance details for the third quarter of 2020, as it contains the officially reported results and is subject to SEC "filed" information standards. While specific financial figures are not detailed within the 8-K itself, it directs investors to the press release (Exhibit 99.1) for concrete operational and financial condition outcomes for the period. Both the press release and the presentation contain forward-looking statements, highlighting important factors that could influence future financial performance, underscoring the need for investors to consider potential risks and uncertainties.

Key Highlights

  • 1U.S. Bancorp announced its third-quarter 2020 financial results via an 8-K filing on October 14, 2020.
  • 2The filing incorporates a press release (Exhibit 99.1) containing the official Q3 2020 results, which is deemed 'filed' with the SEC.
  • 3An earnings conference call presentation (Exhibit 99.2) for Q3 2020 is also included and is 'furnished' to the SEC.
  • 4Both the press release and presentation contain forward-looking statements regarding the company's future performance.
  • 5Investors are cautioned that various factors could cause actual results to differ materially from those anticipated.
  • 6The 8-K serves as a notification and reference point for investors to access the detailed Q3 2020 financial information.

Frequently Asked Questions

The 8-K filing itself does not contain the specific financial figures for Q3 2020. Investors need to refer to Exhibit 99.1, the press release issued by U.S. Bancorp on October 14, 2020, which details the company's results of operations and financial condition for the quarter ended September 30, 2020.

Information that is 'filed' (like the press release, Exhibit 99.1) is subject to SEC liability rules and is considered official disclosure. Information that is 'furnished' (like the conference call presentation, Exhibit 99.2) is provided to the SEC but does not carry the same level of liability. For official Q3 2020 results, investors should focus on the 'filed' press release.

More detailed information can be found in the press release (Exhibit 99.1) and the earnings conference call presentation (Exhibit 99.2) that are attached to this 8-K filing. The press release provides the official financial results, while the presentation may offer further context and forward-looking commentary.

Yes, both the press release and the conference call presentation include cautionary statements identifying important factors that could cause actual future results to differ materially from what is anticipated. Investors should carefully review these statements for potential risks and uncertainties.