8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Jan 19, 2022)

Filed January 19, 2022For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) has filed an 8-K report on January 19, 2022, to announce its financial results for the quarter ended December 31, 2021. The report includes a press release (Exhibit 99.1) and an earnings conference call presentation (Exhibit 99.2) which provide details on the company's performance and outlook. Investors should note that the press release is considered "filed" under the Securities Exchange Act of 1934, meaning it is subject to reporting requirements, while the presentation is "furnished" and not incorporated into future filings. The primary focus for investors in this filing is the disclosure of U.S. Bancorp's fourth-quarter and full-year 2021 financial performance. While the specific financial figures are detailed within the press release and presentation, the 8-K serves as the official notification of their release. The accompanying materials contain both historical financial data and forward-looking statements, which are accompanied by cautionary notes regarding factors that could impact future results.

Key Highlights

  • 1U.S. Bancorp filed an 8-K on January 19, 2022, disclosing Q4 2021 results.
  • 2Key financial information for the quarter ended December 31, 2021, is provided.
  • 3The filing includes a press release (Exhibit 99.1) detailing the results.
  • 4An earnings conference call presentation (Exhibit 99.2) is also included, offering further insights.
  • 5The press release is "filed" with the SEC, subject to reporting obligations.
  • 6The earnings presentation is "furnished" and not incorporated into future filings.
  • 7Both documents contain forward-looking statements with cautionary disclosures.

Frequently Asked Questions

The main purpose of this 8-K filing is to officially announce and provide access to U.S. Bancorp's financial results for the quarter ended December 31, 2021, as well as related commentary and forward-looking information.

The detailed financial results for Q4 2021 are primarily located in the press release (Exhibit 99.1) and the earnings conference call presentation (Exhibit 99.2) that are referenced and included with this 8-K filing.

When a document is 'filed' with the SEC, it is subject to the full reporting requirements and liability provisions of the Securities Exchange Act of 1934. When a document is 'furnished,' it is provided to the SEC but is not considered to be officially 'filed' for purposes of liability under Section 18 of the Exchange Act, nor is it automatically incorporated into future SEC filings.

Yes, both the press release and the earnings conference call presentation contain forward-looking statements, which may include guidance or insights into the company's expectations for future performance. However, these statements are accompanied by cautionary notes identifying factors that could cause actual results to differ materially.