8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Jul 15, 2022)

Filed July 15, 2022For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) filed an 8-K on July 15, 2022, to report its financial results for the quarter ended June 30, 2022. The filing includes a press release detailing the company's performance and an accompanying earnings conference call presentation. These documents provide investors with key financial data and forward-looking statements, highlighting factors that could influence future results. Investors should pay close attention to the press release (Exhibit 99.1), which is officially "filed" and subject to disclosure rules, for the most definitive information on the company's operational and financial condition during the second quarter of 2022. The conference call presentation (Exhibit 99.2) is "furnished" and offers supplementary insights and commentary from management regarding the results.

Key Highlights

  • 1U.S. Bancorp reported its second-quarter 2022 financial results on July 15, 2022, via an 8-K filing.
  • 2The filing incorporates by reference a press release (Exhibit 99.1) containing the official quarterly results.
  • 3An accompanying 2Q22 Earnings Conference Call Presentation (Exhibit 99.2) is also provided for additional context.
  • 4Both the press release and presentation contain forward-looking statements.
  • 5Important cautionary statements are included, identifying factors that may cause actual results to differ from those anticipated.
  • 6The press release is deemed "filed" under the Securities Exchange Act of 1934, making it a key document for investors.
  • 7The earnings presentation is deemed "furnished" and offers supplemental information.

Frequently Asked Questions

The primary purpose of this 8-K filing is to officially report U.S. Bancorp's financial results for the quarter ended June 30, 2022, and to provide investors with access to the accompanying press release and earnings presentation.

The press release (Exhibit 99.1) is considered "filed" with the SEC, meaning it's subject to formal disclosure requirements and is a primary source of results. The earnings conference call presentation (Exhibit 99.2) is "furnished" and provides additional commentary and context from management but is not subject to the same level of regulatory scrutiny as filed information.

Detailed financial information is primarily available in the press release (Exhibit 99.1) that is incorporated by reference in this 8-K filing. The earnings conference call presentation (Exhibit 99.2) also offers insights and potentially charts or tables that summarize the results.

Forward-looking statements are statements about future events or the company's future performance. They are included to give investors insight into management's expectations and potential future scenarios, but they also come with cautionary notes that actual results may differ due to various risks and uncertainties.