What is the main purpose of this 8-K filing?

This 8-K filing serves to officially report U.S. Bancorp's financial results for the quarter ended March 31, 2023. It includes the press release detailing these results, which is a standard method for publicly traded companies to disseminate timely financial information.

What is the difference between the press release being 'filed' and the presentation being 'furnished'?

When information is 'filed' with the SEC (like the press release in Exhibit 99.1), it is subject to liability under the Securities Exchange Act of 1934. Information that is 'furnished' (like the presentation in Exhibit 99.2) generally does not carry the same liability. For investors, the 'filed' press release is typically considered the primary and more legally binding disclosure of the financial results.

Where can I find the detailed financial performance for Q1 2023?

The detailed financial performance and operational results for the quarter ended March 31, 2023, can be found in the press release issued by U.S. Bancorp on April 19, 2023, which is included as Exhibit 99.1 to this 8-K filing.

What should I be aware of regarding forward-looking statements in these documents?

Both the press release and the earnings presentation contain forward-looking statements. These are statements about future events or expectations and are not guarantees of future performance. The documents include cautionary statements identifying important factors that could cause actual results to differ materially from what is projected, which investors should carefully review.

US BANCORP \DE\ 8-K: Earnings & Results

Summary

U.S. Bancorp (USB) filed an 8-K on April 19, 2023, to report its financial results for the quarter ended March 31, 2023. The filing includes a press release with the company's quarterly performance, which is considered 'filed' with the SEC, and an earnings conference call presentation, which is 'furnished'. Investors should review the press release for detailed financial performance and key metrics for the first quarter of 2023. Both documents contain forward-looking statements and important cautionary notes regarding potential risks and factors that could impact future results.

Key Highlights

1U.S. Bancorp announced its first-quarter 2023 financial results on April 19, 2023, via an 8-K filing.
2The filing incorporates by reference the company's Q1 2023 earnings press release (Exhibit 99.1).
3The press release is considered 'filed' with the SEC, making its contents subject to specific disclosure requirements.
4The company also furnished its 1Q23 Earnings Conference Call Presentation (Exhibit 99.2).
5Both the press release and presentation contain forward-looking statements with cautionary language about factors affecting future results.
6Investors are directed to the press release for the primary financial reporting of Q1 2023 results.

US BANCORP \DE\ 8-K Report, Financial Results (Apr 19, 2023)

Summary

Key Highlights

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