Summary
Wells Fargo & Company/MN (WFC) filed its 2025 10-K report on February 24, 2026, detailing its position as a leading financial services company with approximately $2.1 trillion in assets as of December 31, 2025. The company operates across four key segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. The report highlights ongoing investments in human capital, including competitive compensation, career development, and work-life programs, with a global workforce of approximately 205,000 employees. Significant regulatory oversight continues to shape Wells Fargo's operations. While the asset growth limitation imposed by the Federal Reserve Board's 2018 consent order was removed in June 2025, remaining provisions of that order, as well as a formal agreement with the OCC regarding anti-money laundering practices, are still in effect. The company is subject to extensive regulations governing bank holding companies, including capital, leverage, and liquidity requirements, as well as "living will" requirements for orderly resolution. These regulatory frameworks, coupled with intense competition from traditional and non-traditional financial institutions and evolving digital assets, present ongoing challenges and strategic considerations for the company.
Financial Highlights
36 data points| Net Income | $21.34B |
| EPS (Basic) | $6.34 |
| EPS (Diluted) | $6.26 |
| Shares Outstanding (Basic) | 3.20B |
| Shares Outstanding (Diluted) | 3.24B |
Key Highlights
- 1Wells Fargo reported total assets of approximately $2.1 trillion as of December 31, 2025, positioning it as the fourth largest bank holding company in the United States by assets.
- 2The company operates through four reportable segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management.
- 3Wells Fargo continues to invest in its workforce of approximately 205,000 employees, emphasizing competitive compensation, career development, and work-life balance initiatives.
- 4The Federal Reserve Board removed the asset growth limitation imposed by a February 2018 consent order in June 2025, though other provisions of the order remain in effect.
- 5A formal agreement with the OCC concerning anti-money laundering and sanctions risk management practices was entered into in September 2024 and requires ongoing enhancement of these practices.
- 6The company's stock is listed on the NYSE under the symbol 'WFC,' and it repurchased approximately 58.2 million shares of common stock in the fourth quarter of 2025 under a $40 billion authorization.
- 7Wells Fargo is subject to stringent regulatory requirements, including capital, leverage, and liquidity rules, as well as resolution planning ('living wills') aimed at facilitating orderly resolution in the event of financial distress.