What are these notes linked to?

The 'Principal Protected Inflation Plus Equity Notes' are linked to the Consumer Price Index (CPI) and the S&P Index®. The 'Principal Protected Minimum Return Notes' are linked to the S&P 500 Index®.

What does 'Principal Protected' mean for these notes?

'Principal Protected' generally means that at maturity, investors will receive at least their initial investment amount back, regardless of the performance of the underlying index. The actual return will depend on the performance of the linked index, subject to the specific terms of each note.

What is the purpose of filing these documents with the SEC?

These documents are filed as part of a Registration Statement on Form S-3, which is a standard SEC filing for companies offering securities to the public. The filing provides investors with the specific terms and legal documentation for these new note issuances.

WELLS FARGO & COMPANY/MN 8-K SEC Disclosure

Q: What types of financial products did Wells Fargo issue?

Wells Fargo issued two types of structured notes: 'Principal Protected Inflation Plus Equity Notes' and 'Principal Protected Minimum Return Notes'.

Summary

This Wells Fargo & Company (WFC) 8-K filing from July 9, 2004, primarily serves to disclose the issuance of two new structured note offerings. Investors should note the introduction of "Principal Protected Inflation Plus Equity Notes" due October 7, 2011, and "Principal Protected Minimum Return Notes" due January 20, 2010. These notes are linked to specific market indices, including the Consumer Price Index (CPI) and the S&P Index®/S&P 500 Index®.

Key Highlights

1Wells Fargo & Company issued two new series of Principal Protected Notes.
2The notes are linked to the Consumer Price Index (CPI) and the S&P Index®/S&P 500 Index®.
3One note series matures on October 7, 2011, and offers inflation protection.
4The other note series matures on January 20, 2010, and provides a minimum return.
5These issuances are related to a Registration Statement on Form S-3 filed with the SEC.
6The filing includes the forms of the notes and the consent of special tax counsel, Faegre & Benson LLP.

WELLS FARGO & COMPANY/MN 8-K Report (Jul 9, 2004)

Summary

Key Highlights

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