10-K/APeriod: FY1995

AMERICAN INTERNATIONAL GROUP, INC. Annual Report (Amendment), Year Ended Dec 31, 1995

Filed April 1, 1996For Securities:AIG

Summary

This 1996 filing for American International Group, Inc. (AIG) represents its annual report for the fiscal year ending December 31, 1995. As a major global insurance and financial services organization, AIG's filing would have been closely scrutinized by investors for insights into its operational performance, financial health, and strategic direction. Key areas of interest for investors would include the company's profitability, asset base, liabilities, and any significant developments or challenges faced during the year, particularly within its diverse insurance segments (property casualty, life insurance, retirement services) and financial services operations. Investors would have been looking for information regarding AIG's ability to generate consistent earnings, manage risk effectively, and its strategies for growth in a dynamic global market. The filing would also provide details on its financial position, including capital adequacy, investment portfolio performance, and any significant acquisitions, divestitures, or regulatory changes that could impact future performance. Understanding these elements is crucial for assessing AIG's long-term value and investment potential.

Key Highlights

  • 1The filing is the 10-K Annual Report for American International Group, Inc. (AIG) for the fiscal year ending December 31, 1995, filed on April 1, 1996.
  • 2AIG is a significant global insurance and financial services organization.
  • 3The report provides a comprehensive overview of AIG's financial performance and position as of year-end 1995.
  • 4Key areas of focus for investors would include AIG's various insurance segments (e.g., property casualty, life insurance) and its financial services operations.
  • 5Investors would analyze the filing for profitability, asset management, liability structure, and capital adequacy.
  • 6The document serves as a critical source for understanding AIG's strategic initiatives, risk management practices, and growth prospects in the global market.
  • 7This filing reflects AIG's financial standing and operational insights from the mid-1990s.

Frequently Asked Questions

The primary purpose of this 10-K filing is to provide the U.S. Securities and Exchange Commission (SEC) and its shareholders with a comprehensive annual overview of American International Group, Inc.'s (AIG) financial performance, condition, and business operations for the fiscal year ending December 31, 1995. It includes audited financial statements, management's discussion and analysis, and details about the company's business, risks, and legal proceedings.

Given AIG's structure at the time, this filing would likely detail operations across its major insurance lines, including property casualty insurance, life insurance, and retirement services. It would also cover its global operations and potentially other financial services activities.

An investor should focus on key metrics such as net income, earnings per share (EPS), total revenue, total assets, total liabilities, and shareholders' equity. Additionally, metrics specific to the insurance industry, like loss ratios, combined ratios, premium growth, and investment income, would be crucial for assessing AIG's performance and financial health.

Potential risks disclosed could include market risks (e.g., interest rate fluctuations, equity market volatility affecting investment portfolios), underwriting risks (e.g., natural disasters, claims severity), credit risks (e.g., counterparty default), operational risks, regulatory and political risks in the various countries it operates, and risks associated with its global expansion and acquisitions.