10-KPeriod: FY1996

AMERICAN INTERNATIONAL GROUP, INC. Annual Report, Year Ended Dec 31, 1996

Filed March 28, 1997For Securities:AIG

Summary

This 1997 10-K filing for AMERICAN INTERNATIONAL GROUP, INC. (AIG) provides a snapshot of the company's financial health and strategic positioning at a critical juncture. As a leading global insurance organization, AIG's filing would have detailed its diverse operations across property, casualty, life, and retirement services. Investors would be scrutinizing the report for trends in underwriting profitability, investment income, and the growth of its international segments, which were likely key drivers of its expansion during this period. The report likely emphasizes AIG's robust financial strength and its ability to navigate complex regulatory environments and market dynamics. Key areas of interest for investors would include discussions on capital adequacy, risk management practices, and any significant acquisitions or divestitures. The filing serves as a foundational document for understanding AIG's business model and its prospects for continued value creation in the late 1990s.

Key Highlights

  • 1Filing date of March 28, 1997, for the fiscal year ending December 31, 1996.
  • 2AMERICAN INTERNATIONAL GROUP, INC. (AIG) is the subject of this 10-K filing.
  • 3Indicates a comprehensive review of the company's financial performance and position.
  • 4Likely includes detailed financial statements, management's discussion and analysis (MD&A), and risk factor disclosures.
  • 5Crucial for understanding AIG's operational and financial standing in the mid-1990s.
  • 6Provides insights into the company's insurance and financial services businesses.
  • 7Serves as a historical record for investors tracking AIG's long-term growth and strategy.

Frequently Asked Questions

Based on its general profile and the typical scope of a 10-K filing from that era, AIG was primarily engaged in global insurance operations, including property and casualty, life insurance, and retirement services, alongside other financial services.

Investors would typically scrutinize revenue growth, net income, earnings per share (EPS), return on equity (ROE), underwriting profitability (loss ratios, expense ratios), investment income, and the company's capital adequacy ratios.

While specific details are not provided in the directory listing, 10-K filings of this nature commonly discuss the impact of regulatory changes in the insurance industry, economic conditions, interest rate environments, and competitive pressures on the company's operations and financial results.

As AIG was a global insurer, this filing would very likely contain information regarding its international business segments, including geographic diversification, growth strategies in foreign markets, and any associated risks or opportunities. This was a key component of AIG's historical success.