8-KRegulation FDExhibits & Filings

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Nov 15, 2012)

Filed November 15, 2012For Securities:ALLALL-PJALL-PBALL-PHALL-PI

Summary

This 8-K filing from Allstate Corporation, dated November 15, 2012, primarily serves to disclose the company's estimated catastrophe losses for the month of October 2012. While the filing itself is brief, it incorporates a press release that provides crucial forward-looking information regarding a significant factor impacting the insurance industry's profitability. Investors should pay close attention to the magnitude of these catastrophe losses as they directly affect underwriting results and overall financial performance. The report's reliance on a press release for the key information highlights the company's commitment to timely disclosure of material events. The focus on catastrophe losses underscores the inherent risks in the property and casualty insurance business and the importance of robust risk management and reinsurance strategies for companies like Allstate. Investors will be looking for any indications of trends or patterns in these losses, especially in relation to historical data and industry benchmarks.

Key Highlights

  • 1Allstate Corporation filed an 8-K report on November 15, 2012.
  • 2The primary purpose of the filing is to disclose estimated catastrophe losses for October 2012.
  • 3The detailed information on catastrophe losses is provided via an attached press release (Exhibit 99).
  • 4This information is furnished under Regulation FD and is not considered 'filed' for liability purposes.
  • 5The report's event date is November 14, 2012, with the filing occurring on November 15, 2012.
  • 6The filing relates to Section 7 (Regulation FD) and Section 9 (Financial Statements and Exhibits) of Form 8-K.

Frequently Asked Questions

The main purpose of this 8-K filing is to disclose Allstate Corporation's estimated catastrophe losses for the month of October 2012, as communicated through an attached press release.

The specific details regarding Allstate's estimated catastrophe losses for October 2012 are contained within the press release attached as Exhibit 99 to this 8-K filing.

No, according to Instruction B.2 of Form 8-K, the press release containing the catastrophe loss estimates is furnished and not filed. This means it is not subject to the liabilities associated with Section 18 of the Securities Exchange Act of 1934.

Estimated catastrophe losses refer to the financial impact on an insurance company resulting from large-scale, infrequent events such as hurricanes, earthquakes, or other natural disasters. These losses are a significant factor in an insurer's profitability.