8-KRegulation FDExhibits & Filings

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Nov 28, 2012)

Filed November 28, 2012For Securities:ALLALL-PJALL-PBALL-PHALL-PI

Summary

Allstate Corporation (ALL) filed a Form 8-K on November 28, 2012, primarily to disclose information regarding their estimated catastrophe losses for October 2012. This filing, which includes a press release as an exhibit, provides investors with crucial data points to assess the company's financial performance and exposure to weather-related events. The timely disclosure of these losses is important for understanding the potential impact on Allstate's earnings and overall financial health during the reporting period. Investors should note that this report is furnished and not filed, meaning it's for informational purposes and doesn't carry the same regulatory weight as a filed document. The key takeaway for stakeholders is the company's proactive communication about a significant factor that can affect profitability in the insurance industry.

Key Highlights

  • 1Allstate Corporation filed an 8-K on November 28, 2012.
  • 2The primary purpose of the filing is to disclose estimated catastrophe losses for October 2012.
  • 3A press release detailing these losses is attached as Exhibit 99.
  • 4The information provided is furnished and not filed, per Instruction B.2 of Form 8-K.
  • 5This report allows investors to gauge the impact of weather events on the company's financial results.
  • 6The filing serves as a transparency measure regarding a key risk factor for insurers.

Frequently Asked Questions

The main purpose of this 8-K filing is to provide investors with Allstate Corporation's estimated catastrophe losses for the month of October 2012.

Regulation FD (Fair Disclosure) requires public companies to disclose material non-public information to the public in a broad and non-exclusionary manner. In this case, Allstate is using this section to publicly release information about their catastrophe losses.

No, the press release and the information contained within it are 'furnished' and not 'filed' pursuant to Instruction B.2 of Form 8-K. This means it's for informational purposes and not subject to the same liability as a 'filed' document.

The details of the estimated catastrophe losses for October 2012 are provided in the press release attached as Exhibit 99 to this 8-K filing.