ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Aug 21, 2025)

Allstate Corp. (NYSE: ALL) filed a Form 8-K on August 21, 2025 under Regulation FD (Item 7.01), furnishing its July 2025 monthly release.

The release reports estimated catastrophe losses for July 2025 of $184 million^a pre-tax, or $145 million after-tax, arising from 19 wind and hail events. Because the exhibit is furnished rather than filed, its contents are not subject to the liability provisions that apply to filed information, though it is incorporated by reference into the report. The monthly release also updates Allstate Protection policies in force as of July 31, 2025.

Total policies were 37,907 thousand, essentially flat versus June 30, 2025 (37,900 thousand) and up 0.7%^b year over year. Homeowners policies grew 0.2% month over month and 2.2% year over year to 7,610 thousand, while auto policies were flat month over month at 25,239 thousand and up 0.6% year over year. Commercial lines continued to shrink, down 2.3% sequentially and 32.0% year over year to 172 thousand, reflecting an ongoing reduction in that book.

For investors, the key takeaways are the moderate July catastrophe load, which is a routine seasonal item for a summer month, and the continued growth in homeowners and stability in auto, offset by the steep decline in commercial lines. Monthly catastrophe figures are a recurring data point that analysts use to track quarterly underwriting results, so the figures are most useful when compared against Allstate's cat loss guidance and prior-year levels.