ALL · ALLSTATE CORP

604 filings

ALL SEC Filings

ALLSTATE CORP - 604 total filings

Filing record · 2016–202610-K1110-Q328-K240

Showing 1–50 of 604 filings

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Oct 15, 2026)

Allstate (NYSE: ALL) furnished an 8-K on October 15, 2026, under Regulation FD (Item 7.01) and Item 9.01, attaching its September 2026 monthly release on estimated catastrophe losses. The exhibit is furnished rather than filed, so it is not subject to the liability provisions of Section 18 of the Exchange Act. The filing is an operational update, not a financial statement release: it contains no earnings, balance sheet, guidance, or reserve data. The headline figures are September 2026 estimated catastrophe losses of $220 million pre-tax ($173 million after-tax), and third-quarter 2026 catastrophe losses of $1.65 billion pre-tax ($1.30 billion after-tax). Catastrophe losses are a key driver of quarterly results for a property-casualty insurer like Allstate, so investors will compare these totals against prior-year quarters, the company's reinsurance program, and its catastrophe loss assumptions in guidance. The release does not state how these figures compare with prior periods or with the company's expectations. For investors, the key takeaway is that Q3 2026 catastrophe losses were material but the filing gives no context on whether they were above or below plan. Investors should look to Allstate's Q3 2026 earnings release and 10-Q for the full impact on combined ratio, net income, and outlook. The release also notes that the 216 million policies in force figure is company-wide boilerplate, not a new metric.

Oct 15, 2026 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Sep 17, 2026)

On September 17, 2026, The Allstate Corporation (NYSE: ALL) furnished under Item 7.01 (Regulation FD) its August 2026 monthly release, which reports estimated catastrophe losses. Allstate estimates August catastrophe losses at $748 million pre-tax, or $591 million after-tax. The company attributes these losses to 21 separate events, with roughly 50% tied to a single wind and hail event. Combined July and August catastrophe losses total $1.43 billion pre-tax, or $1.13 billion after-tax, which implies July losses of roughly $682 million pre-tax (about $539 million after-tax) based on the reported totals. For investors, the key figure is the scale of catastrophe exposure in the summer months relative to Allstate's earnings capacity, and the concentration of August losses in one wind and hail event. The filing does not disclose reserve changes, reinsurance recoveries, combined ratio impact, or any change to full-year guidance, so investors will need to rely on Allstate's quarterly results and earnings materials to assess the financial effect on profitability. The release is furnished rather than filed, so it is not subject to the liability provisions that apply to filed information, and it is posted on allstateinvestors.com. The disclosure is part of Allstate's recurring monthly catastrophe loss reporting, which gives investors an early, periodic read on weather-driven loss trends. The release includes standard forward-looking statement language and refers readers to the Risk Factors section of the most recent Form 10-K for the factors that could cause actual results to differ.

Sep 17, 2026 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Aug 20, 2026)

Allstate Corporation (NYSE: ALL) filed an 8-K on August 20, 2026 furnishing its July 2026 monthly release, which reports estimated catastrophe losses for the month. Pre-tax catastrophe losses were estimated at $682 million, or $539 million after tax, across 23 separate events. The filing is furnished under Item 7.01 (Regulation FD) rather than filed, so the information is not subject to the liability provisions of Section 18 of the Exchange Act. For investors, the key takeaway is that roughly 75% of July's catastrophe losses came from two wind and hail events, indicating that a concentrated set of severe weather events drove the bulk of the quarter-to-date cat burden. Monthly cat loss disclosures are a recurring item for Allstate, and they give investors an early read on underwriting results ahead of the quarterly earnings release, since catastrophe losses are a major source of earnings volatility for property insurers. The filing itself does not provide a comparison to prior-year July losses, a full-year cat budget, or guidance changes, so the figures should be evaluated against those benchmarks from other company disclosures. The release contains no new financial guidance, capital actions, or material corporate events. Its primary relevance is as an input to near-term earnings expectations for Allstate's Property-Liability segment, and investors should monitor subsequent monthly releases to assess whether the catastrophe loss trend is persisting.

Aug 20, 2026 10-Q

ALLSTATE CORP Quarterly Report for Q2 Ended Jun 30, 2026

Allstate Corporation (ALL) reported strong financial results for the second quarter and first six months of 2026, driven by a significant increase in net income and substantial gains on investments. Total revenues saw a healthy increase, fueled by higher insurance premiums across auto and homeowners policies, as well as strong performance in investment income and valuation gains on equity investments. The company's financial position remains robust, with a notable increase in total assets and shareholders' equity, supported by robust net income and share repurchases. Key operational highlights include a substantial improvement in underwriting income for the Allstate Protection segment, benefiting from lower catastrophe losses and favorable prior year reserve releases, particularly in auto and homeowners insurance. The company also saw positive contributions from its Protection Services segment. Despite inflationary pressures impacting auto claim severity, Allstate's strategic initiatives and effective risk management appear to be driving positive financial outcomes.

Aug 5, 2026 8-K

ALLSTATE CORP 8-K Report, Financial Results (Aug 5, 2026)

Allstate reported second-quarter 2026 results on August 5, 2026, with consolidated revenues of $18.6 billion, up 11.8% year over year, and GAAP net income applicable to common shareholders of $3.2 billion ($12.51 per diluted share) versus $2.1 billion a year earlier. Adjusted net income, the non-GAAP measure management emphasizes, was $2.3 billion, or $8.99 per diluted share, up 51.3% from $5.94. The headline GAAP figure is inflated by $1.1 billion of net investment gains, driven mainly by a $1.2 billion valuation increase on equity securities, so investors should anchor on adjusted earnings for underlying run-rate profitability. Trailing-twelve-month adjusted return on common equity was 44.2%, though this ratio is flattered by a much smaller equity base after heavy buybacks and rising book value. Property-Liability underwriting was strong. The recorded combined ratio improved to 86.6 from 91.1, helped by catastrophe losses that fell 13.5% to $1.7 billion and favorable prior-year reserve releases, partly offset by higher legal expenses. The underlying combined ratio was essentially flat at 79.4 versus 79.5. Auto was the standout, with a recorded combined ratio of 83.3 and a 2.8% policy growth rate, while homeowners swung to a $226 million underwriting profit from a loss a year earlier. Protection Services revenue rose 7.8% to $935 million, but its adjusted net income fell $7 million to $53 million on higher Protection Plans claim costs. Net investment income rose to $1.0 billion, and Allstate returned $1.3 billion to shareholders in the quarter, including $1.0 billion of buybacks. The filing is furnished under Item 2.02 rather than filed, so the press release and investor supplement are not incorporated into Exchange Act filings. Because the release contains no new guidance, the key open questions for investors are how sustainable the low underlying auto loss trend and favorable reserve development are, and whether the homeowners and Protection Plans margin trends hold through the rest of the year.

Aug 5, 2026 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Jul 16, 2026)

Allstate Corp (NYSE: ALL) filed an 8-K on July 16, 2026 under Regulation FD (Item 7.01), furnishing its June 2026 monthly release on estimated catastrophe losses. The filing is informational rather than a financial restatement or material event: no earnings, guidance changes, or executive or capital actions are disclosed. The exhibit is furnished, not filed, so it is not subject to Section 18 liability. The headline figures are estimated catastrophe losses of $563 million pre-tax ($445 million after-tax) for June 2026. Second-quarter catastrophe losses totaled $1.72 billion pre-tax ($1.36 billion after-tax). Investors should treat these as estimates, since the release is a monthly update and final results come later in quarterly reporting. For investors, the key takeaway is that catastrophe losses are a major swing factor in Allstate's property insurance earnings. Monitoring these monthly releases helps in assessing underwriting margin trends, reinsurance and pricing adequacy, and the quality of the company's quarterly earnings. The filing itself contains no forward guidance, so any valuation impact depends on how these loss levels compare with expectations and with the company's full-year catastrophe load assumptions.

Jul 16, 2026 8-K

ALLSTATE CORP 8-K Report, Executive Changes (Jul 14, 2026)

Allstate Corporation (NYSE: ALL) filed an 8-K on July 14, 2026 announcing the appointment of Christian (Chris) Lown as Executive Vice President and Chief Financial Officer of The Allstate Corporation and Allstate Insurance Company, effective August 3, 2026. Lown reports directly to Chair, President and CEO Tom Wilson. He joins from CoStar Group, where he served as CFO from July 2024 to July 2026, and previously held CFO roles at Freddie Mac and Navient Corporation, along with senior finance positions at Morgan Stanley and UBS. Management cited his capital markets expertise as central to the goal of continuing to grow Property-Liability market share and expanding customer protection. The filing is primarily a leadership transition rather than a financial disclosure, so it contains no earnings, reserve, or capital figures. Lown succeeds Jess Merten, who was named President of Property-Liability in October 2025 after serving as CFO. In the interim, John Dugenske, President, Investments and Corporate Strategy, has been acting as CFO and will continue until Lown starts. Compensation is the most investor-relevant detail. Lown's base salary is $875,000, with a target annual cash incentive of 200% of salary and an equity opportunity of 375% of salary, weighted 60% performance stock awards, 20% RSUs and 20% stock options. He also receives a one-time $2,000,000 cash sign-on bonus and a $4,100,000 sign-on RSU grant vesting ratably over three years. The 2026 incentive opportunities will be prorated for his start date.

Jul 14, 2026 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Jun 18, 2026)

Allstate Corp (ALL) furnished an 8-K on June 18, 2026 under Regulation FD (Item 7.01, Exhibit 99, furnished not filed) containing its May 2026 monthly release. The release reports estimated catastrophe losses of $289 million pre-tax ($228 million after-tax) for May, and total April-May catastrophe losses of $1.16 billion ($915 million after-tax). These figures are the key earnings-sensitive data point for investors, since catastrophe losses are a primary driver of quarterly property insurance results and combined ratios. Policies in force grew modestly. Total Allstate Protection policies reached 38.799 million at May 31, 2026, up 0.3% from April 30, 2026 and 2.4% year over year. Auto policies (25.901 million, +2.7% YoY) and homeowners policies (7.788 million, +2.6% YoY) drove most of the growth, while commercial lines were flat year over year. Growth across the core personal lines suggests continued customer acquisition and retention despite the elevated catastrophe environment. The filing also signals a reporting change: management stated that policies in force will be reported in the quarterly earnings release going forward rather than in monthly releases. Investors who rely on monthly policy count data should note this shift in disclosure cadence. The 8-K itself is a routine disclosure with no reported financial restatement, guidance change, or material corporate event.

Jun 18, 2026 8-K

ALLSTATE CORP 8-K Report, Shareholder Vote Results (May 27, 2026)

Allstate Corp (ALL) filed an 8-K on May 27, 2026, detailing the results of its Annual Stockholders Meeting held on May 22, 2026. The meeting confirmed the election of all eleven director nominees for one-year terms expiring at the 2027 annual meeting, with each director receiving a substantial majority of the votes cast. Furthermore, shareholders provided advisory approval for the compensation of named executives ('Say-on-Pay') and ratified the appointment of Deloitte & Touche LLP as the company's independent registered public accountant for 2026. Notably, a shareholder proposal requesting a report on the use of ESG and DEI metrics in executive compensation did not pass, indicating a lack of majority support from shareholders.

May 27, 2026 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (May 21, 2026)

Allstate's May 21, 2026 Form 8-K furnishes its April 2026 Monthly Release under Regulation FD (Exhibit 99, not filed). The headline item is catastrophe losses of $870 million pre-tax ($687 million after-tax) for April, driven by 10 wind and hail events. Roughly 70% of the losses came from two events. Investors will need to weigh this against the company's full-year catastrophe loss budget and the earnings impact in the quarter, which the release itself does not quantify. Policy growth remained steady. Allstate Protection policies in force reached 38.7 million at April 30, 2026, up 0.2% from March 31, 2026 and 2.3% year over year. Auto (25.8 million, +2.5% YoY) and homeowners (7.8 million, +2.5% YoY) drove the gains. Commercial lines were the only segment that declined year over year (-2.7%). Management says Allstate has grown policies in force on a year-over-year basis since March 2025 and is gaining auto market share in 57% of states and homeowners share in 83% of states. The filing also announces a change in reporting cadence. The May 2026 Monthly Release will be the final one to include policies in force, after which the figures will only appear in quarterly earnings releases. This reduces the frequency of a high-visibility growth KPI, so investors will need to track the trend through quarterly disclosures.

May 21, 2026 8-K

ALLSTATE CORP 8-K Report, Financial Results (Apr 29, 2026)

Allstate reported strong first-quarter 2026 results, with consolidated revenues of $16.9 billion (up 3.0% year over year) and GAAP net income applicable to common shareholders of $2.4 billion ($9.25 per diluted share), versus $566 million a year earlier. Adjusted net income, a non-GAAP measure, was $2.8 billion, or $10.65 per diluted share, compared with $949 million ($3.53) in the prior-year quarter. The step-up was driven largely by the Property-Liability segment, where the recorded combined ratio improved 15.4 points to 82.0 on sharply lower catastrophe losses ($1.24 billion versus $2.20 billion) and $838 million of favorable prior-year reserve releases in auto. The underlying combined ratio improved 2.8 points to 80.3, though part of the gain came from reserve releases, so investors should weigh the underlying ratio with care. Growth indicators were also positive. Policies in force rose 2.5% to 212 million, with auto new business up 9.4% and Allstate-brand homeowners average written premium up 6.8%. Written premium growth of 2.3% in Property-Liability trailed earned premium growth of 5.5%, which management attributed to lower average premiums on new policies and affordability actions. Investment results were mixed: net investment income rose 9.8% to $938 million, but the first-quarter total return on the portfolio was negative 0.2% because of $405 million of net realized and valuation losses and a $664 million swing in unrealized gains to a net loss. Capital management remained active, with $881 million returned to shareholders through dividends and buybacks and book value per share rising 52% year over year to $113.52. The filing is furnished under Item 2.02 rather than filed, so the earnings release and investor supplement are not incorporated into the company's Exchange Act filings for liability purposes. The company also noted that a conference call would be held on April 30, 2026. The filing identifies John Dugenske as Interim Chief Financial Officer, which is a leadership point investors may want to monitor.

Apr 29, 2026 10-Q

ALLSTATE CORP Quarterly Report for Q1 Ended Mar 31, 2026

The Allstate Corporation reported a significant increase in net income attributable to common shareholders for the first quarter of 2026, reaching $2.43 billion, a substantial rise from $566 million in the prior year's first quarter. This surge was primarily driven by a notable improvement in underwriting income, largely due to a sharp decrease in catastrophe losses and the benefit of prior year reserve releases. Total revenues also saw a modest increase of 3.0% to $16.94 billion, supported by growth in auto and homeowners insurance policies and rate increases. Investment income also contributed positively, increasing by $84 million to $938 million, reflecting higher market-based investment results. The company's financial position strengthened, with total assets rising to $123.97 billion and Allstate shareholders' equity growing to $31.61 billion. This growth in equity was bolstered by strong net income, although partially offset by common share repurchases, unrealized capital losses, and dividends. The company also repurchased a significant amount of its common stock and announced a new, substantial share repurchase program, indicating confidence in its financial performance and commitment to returning value to shareholders.

Apr 29, 2026 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Apr 16, 2026)

On April 16, 2026, The Allstate Corporation (NYSE: ALL) furnished its March 2026 monthly release under Regulation FD (Item 7.01, Exhibit 99). The release reports estimated catastrophe losses for March of $925 million pre-tax ($731 million after-tax), driven by 15 wind and hail events, with about 80% of the losses tied to three events. First-quarter 2026 catastrophe losses totaled $1.24 billion pre-tax ($980 million after-tax). Because the exhibit is furnished rather than filed, it is not subject to the liability provisions of Section 18 of the Exchange Act, though it is available to investors. The release also reports Allstate Protection policies in force (PIF) of 38.6 million as of March 31, 2026, up 0.4% from February 28, 2026 and up 2.3% year over year. Growth was led by auto (25.8 million, up 2.6% year over year) and homeowners (7.7 million, up 2.5% year over year). Commercial lines declined 6.3% year over year to 177 thousand policies, and other personal lines were flat sequentially. The filing is an operating update rather than a full earnings report. It does not include revenue, net income, combined ratio, or guidance, so investors will need Allstate's quarterly earnings materials to assess profitability. The catastrophe figures are estimates and may be revised.

Apr 16, 2026 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Mar 19, 2026)

Allstate Corp. (NYSE: ALL) filed an 8-K on March 19, 2026, furnishing under Regulation FD its February 2026 monthly release. The release reports estimated catastrophe losses for February of $140 million pre-tax ($111 million after-tax), bringing year-to-date January-February catastrophe losses to $315 million pre-tax ($249 million after-tax). The exhibit is furnished rather than filed, so it is not subject to the liability provisions of Section 18 of the Exchange Act, and it is not an earnings release. Operationally, total Allstate Protection policies in force rose to 38,437 thousand at February 28, 2026, up 0.5% from January 31, 2026 and 2.5% year over year. Growth was led by auto (25,633 thousand, up 3.0% year over year) and homeowners (7,726 thousand, up 2.5% year over year). Commercial lines were the exception, declining 10.2% year over year to 176 thousand policies, although they grew slightly sequentially. For investors, the key takeaways are steady policy growth in the core personal lines franchise and a relatively modest two-month catastrophe loss figure. The release does not contain premium, combined ratio, or earnings data, so investors should look to Allstate's quarterly earnings reports for profitability and to monthly releases for trend tracking on catastrophe activity and policy counts.

Mar 19, 2026 10-K

ALLSTATE CORP Annual Report, Year Ended Dec 31, 2025

The Allstate Corporation's 2025 Form 10-K filing details a robust financial performance, driven by significant growth in its Allstate Protection segment, which accounts for the majority of the company's premiums. The company reported a substantial increase in net income applicable to common shareholders, reaching $10.17 billion in 2025, a marked improvement from $4.55 billion in 2024. This growth was fueled by higher underwriting income, gains from the disposition of the employer voluntary benefits and group health businesses, and an increase in net investment income. Allstate Protection, its largest segment, saw a notable rise in premiums written for both auto and homeowners insurance. The company's strategy of 'Transformative Growth,' focusing on improving customer value, expanding access, and leveraging technology, appears to be yielding positive results, as evidenced by increased policies in force and premium rate adjustments. The Protection Services segment also demonstrated steady performance, contributing to overall revenue growth. The company's financial position strengthened, with total investments growing to $83.24 billion and shareholders' equity increasing to $30.61 billion. Allstate also actively engaged in capital return to shareholders through common share repurchases and dividends, signaling confidence in its ongoing operational strength and future prospects. Despite a competitive market and potential risks related to catastrophes and regulatory changes, Allstate's diversified business model and strategic initiatives position it for continued resilience and growth.

Feb 20, 2026 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Feb 19, 2026)

Allstate Corporation (NYSE: ALL) filed a Form 8-K on February 19, 2026, furnishing its January 2026 monthly release under Regulation FD. The filing is informational rather than a material event: it reports estimated catastrophe losses and policies in force for the month. Exhibit 99 is furnished, not filed, so it does not carry the liability of a filed document. The key figure is January catastrophe losses of $175 million pre-tax, or $138 million after-tax, driven primarily by Winter Storm Fern. For a company of Allstate's size, this is a modest monthly catastrophe load, though it is a reminder that winter weather events can add meaningful volatility to quarterly underwriting results, particularly in the first quarter. Policy trends were mixed. Total Allstate Protection policies in force were 38.262 million at January 31, 2026, roughly flat versus December 31, 2025 and up 2.2% year over year. Auto policies declined slightly month over month (-0.1%) but grew 2.6% year over year, while homeowners grew 0.2% sequentially and 2.5% annually. Commercial lines continued to contract, down 14.2% year over year, which may warrant attention from investors tracking the segment's growth trajectory.

Feb 19, 2026 8-K

ALLSTATE CORP 8-K Report, Financial Results (Feb 4, 2026)

The Allstate Corporation (NYSE: ALL) reported strong fourth-quarter and full-year 2025 results on February 4, 2026, headlined by a sharp improvement in underwriting profitability and a large jump in earnings. Q4 2025 net income applicable to common shareholders was $3.8 billion ($14.37 diluted EPS), roughly double the prior-year quarter, while adjusted net income was $3.8 billion ($14.31 per diluted share), up 86.6% year over year. For full-year 2025, net income applicable to common shareholders was $10.2 billion ($38.06 per diluted share) and adjusted net income was $9.3 billion ($34.83 per diluted share), with the full-year gain boosted by a $1.6 billion gain on disposition of operations tied to divested businesses. Adjusted net income return on equity reached 38.3% for the trailing twelve months, versus 26.8% a year earlier. The core Property-Liability business drove the improvement. The Q4 recorded combined ratio improved 14.0 points to 72.9, and the underlying combined ratio improved to 76.6 from 83.0, aided by higher average premiums, lower catastrophe losses ($209 million versus $410 million) and favorable non-catastrophe reserve releases. Allstate Protection auto underwriting income rose to $1.8 billion in the quarter and homeowners underwriting income to $1.8 billion as well. Policies in force reached 210.9 million, up 3.0%, with auto new business up 22.8%. Premium growth is decelerating in some lines, however: auto written premiums grew only 3.1% in Q4, and the company reduced premiums for 7.8 million customers by an average of 17% during 2025, a strategy that trades near-term price for volume. For shareholders, management announced a dividend increase to $1.08 per share (payable April 1, 2026) and a new $4.0 billion share repurchase program over 24 months, to begin once the existing $1.5 billion program is completed. Book value per share rose to $108.45 from $72.35, and debt-to-capital fell to 19.7%. Investors should note that the results include a one-time disposition gain, that the company has an interim CFO, and that the Q4 underlying auto combined ratio of 87.6 remains well above the homeowners result, indicating auto profitability is still the key watch item.

Feb 4, 2026 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Jan 15, 2026)

Allstate's January 15, 2026 Form 8-K furnishes its routine December 2025 monthly release under Regulation FD (Item 7.01, Exhibit 99). The release reports estimated catastrophe losses of $80 million pre-tax ($64 million after-tax) for December and $209 million pre-tax ($165 million after-tax) for the fourth quarter. These are operating disclosures rather than earnings or guidance, so the filing contains no financial statements, guidance changes, or forward-looking commitments beyond standard safe-harbor language. The main data point is Allstate Protection policies in force, which reached 38.275 million at December 31, 2025. That is up 0.2% from November 30, 2025 and up 2.0% year over year. Auto (25.5 million, +2.3% YoY) and homeowners (7.7 million, +2.5% YoY) drove the growth, and other personal lines was roughly flat at 4.9 million, up 0.6% YoY. Commercial lines continued to shrink, down 17.4% year over year to 176 thousand policies, though it grew slightly month over month. For investors, the release shows steady personal lines growth and a moderate fourth-quarter catastrophe load. The sustained decline in commercial lines is the main item to monitor. The release does not disclose premiums, combined ratios, or reserve changes, so these monthly figures should be read alongside Allstate's quarterly earnings reports.

Jan 15, 2026 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Dec 18, 2025)

Allstate Corp (NYSE: ALL) filed a Form 8-K on December 18, 2025 furnishing its November 2025 monthly release under Regulation FD (Item 7.01, furnished rather than filed). The release reports estimated catastrophe losses for November of $46 million pre-tax ($36 million after-tax). Combined October and November catastrophe losses totaled $129 million pre-tax ($101 million after-tax). The filing contains no financial statements, guidance changes, or material corporate actions. The most useful operating datapoint is policy growth. Total Allstate Protection policies in force reached 38.207 million at November 30, 2025, up 0.1% from October 31, 2025 and up 1.5% year over year. Auto policies rose 1.7% year over year to 25.455 million, and homeowners rose 2.0% to 7.673 million. Commercial lines were the weak spot, declining 20.8% year over year to 175 thousand policies, and other personal lines were roughly flat. For investors, this is a routine monthly disclosure. The catastrophe figures are modest for a November period, and steady personal lines policy growth supports the franchise. Investors should watch whether catastrophe losses remain manageable through the winter months and whether the commercial lines contraction continues, since the monthly release does not address pricing, reserves, or earnings.

Dec 18, 2025 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Nov 20, 2025)

Allstate Corporation (NYSE: ALL) filed this Form 8-K on November 20, 2025, to furnish its October 2025 monthly release under Regulation FD. The release reports estimated catastrophe losses of $83 million pre-tax, or $65 million after-tax, from five wind and hail events in October. The filing is informational and furnished rather than filed, and it contains no income statement, balance sheet, guidance, or earnings results. The main operating data point is policy growth. Total Allstate Protection policies in force reached 38,155 thousand at October 31, 2025, up 0.3% from September 30, 2025 and up 1.4% year over year. Auto (25,417 thousand, up 1.7% year over year) and Homeowners (7,656 thousand, up 2.0% year over year) drove the growth. Other personal lines were flat sequentially and up 0.6% year over year. Commercial lines were the outlier, at 175 thousand policies: up 0.6% sequentially but down 23.2% year over year. For investors, the release offers a monthly read on personal lines growth and catastrophe exposure. Its limits matter, though. It does not disclose the premium, loss ratio, or combined ratio impact of the cat losses, and it does not explain the sharp commercial lines decline. Investors will need Allstate's quarterly filings and earnings materials to assess profitability.

Nov 20, 2025 8-K

ALLSTATE CORP 8-K Report, Executive Changes (Nov 20, 2025)

Allstate Corp (ALL) has announced a change in its board of directors leadership through an 8-K filing dated November 20, 2025. Gregg M. Sherrill, who has served on the board since 2017 and as Lead Director since 2021, will be retiring from his position effective November 21, 2025. This transition is described as a retirement and not a result of any disagreements with the company, which is a positive sign for continuity and stability. Richard T. Hume, a director since 2020, will assume the role of Lead Director starting November 21, 2025. This leadership change within the board is a key event for governance and strategic oversight. Investors should monitor how Mr. Hume's leadership influences board dynamics and decision-making moving forward, though the lack of stated disagreements suggests a smooth transition.

Nov 20, 2025 8-K

ALLSTATE CORP 8-K Report, Financial Results (Nov 5, 2025)

Allstate reported third quarter 2025 results that were strong on the operating side and inflated on the GAAP side. Consolidated revenues rose 3.8% to $17.3 billion, and net income applicable to common shareholders jumped to $3.7 billion ($13.95 per diluted share) from $1.2 billion a year earlier. That GAAP figure includes a $720 million gain on disposition from the sale of the employer voluntary benefits and group health businesses, so investors should focus on adjusted net income of $3.0 billion, or $11.17 per diluted share, versus $3.91 a year ago. The core driver was the Property-Liability segment. The recorded combined ratio improved to 80.1 from 96.4, helped by catastrophe losses of $558 million versus $1.7 billion, and the underlying combined ratio improved to 78.7 from 83.2. Underwriting income rose to $2.9 billion from $495 million, and auto and homeowners both posted large year-over-year margin gains. Growth remained steady but mixed. Premiums written rose 6.3% and policies in force reached 209.5 million, led by Protection Plans, which grew revenue 14.8% on strong international results. Auto policies in force grew 1.3% (2.8% for active brands), and new auto business rose 23%, but lower customer retention partly offset that gain. Commercial policies fell 26.9%. Homeowners premiums earned grew 14.0%, with Allstate-brand average gross written premium up 12.0%. Arity, the data and analytics unit, posted an adjusted net loss of $8 million on higher operating costs. Capital returns and balance sheet strength were highlighted. Allstate returned $624 million to common shareholders in the quarter ($360 million in buybacks and $264 million in dividends) and $1.8 billion over the trailing twelve months. Total estimated statutory surplus in the insurance companies rose to $22.5 billion, and book value per common share increased to $95.95 from $70.35 a year earlier. Trailing twelve-month adjusted return on common equity was 34.7%. Investment results also contributed: net investment income rose 21.2% to $949 million, and the portfolio returned 2.0% in the quarter. The filing notes that quarterly performance-based investment income is volatile and that the interim CFO, John Dugenske, is leading finance during this period.

Nov 5, 2025 10-Q

ALLSTATE CORP Quarterly Report for Q3 Ended Sep 30, 2025

Allstate Corporation (ALL) reported a strong third quarter and nine-month performance for 2025, significantly improving net income attributable to common shareholders to $3.72 billion and $6.36 billion, respectively, compared to the prior year. This growth was primarily driven by a substantial increase in underwriting income within the Allstate Protection segment, which benefited from lower catastrophe losses, higher premiums earned, and favorable prior-year reserve releases. The company also benefited from gains on the disposition of its employer voluntary benefits (EVB) and group health businesses. Total revenues saw a healthy increase, supported by a rise in auto and homeowners insurance policies in force and premium rate adjustments. Net investment income also showed robust growth, reflecting improved market-based and performance-based investment results. Financially, Allstate's investments grew to $82.33 billion, and shareholders' equity increased significantly to $27.51 billion, boosting book value per diluted common share by 36.4% year-over-year. The company's capital position remains strong, with a debt-to-capitalization ratio of 17.9% as of September 30, 2025, well within regulatory limits.

Nov 5, 2025 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Oct 16, 2025)

Allstate (NYSE: ALL) filed an 8-K on October 16, 2025 furnishing its September 2025 monthly release under Regulation FD (Item 7.01, Exhibit 99, furnished rather than filed). The release reports estimated catastrophe losses of $161 million pre-tax ($128 million after-tax) for September 2025, driven by eight wind and hail events. Third-quarter 2025 catastrophe losses totaled $558 million pre-tax ($441 million after-tax), which investors will weigh against the company's reserves and full-year loss ratio expectations. Policy count trends were steady. Total Allstate Protection policies in force reached 38.056 million at September 30, 2025, up 0.1% from August 31, 2025 and 1.2% year over year. Homeowners grew 2.1% year over year to 7.642 million, auto grew 1.3% to 25.332 million, and other personal lines grew 0.6% to 4.908 million. Commercial lines fell 26.9% year over year to 174 thousand, which suggests a deliberate reduction or runoff in that segment rather than organic growth. The filing is primarily an informational monthly disclosure with no new financial guidance, earnings results, or material corporate events. Its main signals for investors are the catastrophe loss trend, which is seasonal and tied to weather, and continued modest growth in the core personal lines book.

Oct 16, 2025 8-K

ALLSTATE CORP 8-K Report, Executive Changes (Oct 1, 2025)

The Allstate Corporation (ALL) has announced significant changes to its senior leadership team, effective October 1, 2025. These changes involve key executive roles and reflect a strategic realignment of responsibilities within the company. Investors should note these appointments as they may signal shifts in operational focus and financial strategy, potentially impacting future performance and shareholder value. The most notable changes include Mario Rizzo's appointment as Chief Operating Officer, overseeing both Property-Liability and Protection Services businesses, and Jesse E. Merten succeeding Rizzo as President of Property-Liability. Additionally, John E. Dugenske will assume the interim role of Chief Financial Officer while continuing his duties as President of Investments and Corporate Strategy. The press release also details the compensation packages for these executives, providing insight into the company's investment in its leadership and their expected performance incentives.

Oct 1, 2025 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Sep 18, 2025)

Allstate (NYSE: ALL) reported estimated catastrophe losses of $213 million pre-tax ($168 million after-tax) for August 2025, spread across 10 events. About 70% of August's losses came from three wind and hail events. Combined July and August catastrophe losses totaled $397 million pre-tax ($313 million after-tax), which implies roughly $184 million pre-tax for July. The release is a monthly disclosure furnished under Regulation FD (Item 7.01), so it is not deemed filed for Exchange Act liability purposes. It contains no audited financials, guidance, or changes to outlook. Policy counts grew modestly. Total Allstate Protection policies in force reached 38.005 million at August 31, 2025, up 0.3% from July 31 and 0.9% year over year. Auto policies rose 1.0% year over year to 25.308 million, and homeowners policies rose 2.1% year over year to 7.622 million. Other personal lines were up 0.4% year over year. Commercial lines fell 29.4% year over year to 173 thousand policies, the largest decline in the table and a notable drag on total count growth, though the release does not explain the cause. For investors, the key takeaways are that catastrophe activity in the summer of 2025 was meaningful but moderate relative to the wind and hail concentration, and that personal lines growth continued at a steady pace. The primary questions for valuation remain the trajectory of commercial lines, underwriting margins after catastrophe losses, and full-year catastrophe experience, which this release does not address.

Sep 18, 2025 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Aug 21, 2025)

Allstate Corp. (NYSE: ALL) filed a Form 8-K on August 21, 2025 under Regulation FD (Item 7.01), furnishing its July 2025 monthly release. The release reports estimated catastrophe losses for July 2025 of $184 million pre-tax, or $145 million after-tax, arising from 19 wind and hail events. Because the exhibit is furnished rather than filed, its contents are not subject to the liability provisions that apply to filed information, though it is incorporated by reference into the report. The monthly release also updates Allstate Protection policies in force as of July 31, 2025. Total policies were 37,907 thousand, essentially flat versus June 30, 2025 (37,900 thousand) and up 0.7% year over year. Homeowners policies grew 0.2% month over month and 2.2% year over year to 7,610 thousand, while auto policies were flat month over month at 25,239 thousand and up 0.6% year over year. Commercial lines continued to shrink, down 2.3% sequentially and 32.0% year over year to 172 thousand, reflecting an ongoing reduction in that book. For investors, the key takeaways are the moderate July catastrophe load, which is a routine seasonal item for a summer month, and the continued growth in homeowners and stability in auto, offset by the steep decline in commercial lines. Monthly catastrophe figures are a recurring data point that analysts use to track quarterly underwriting results, so the figures are most useful when compared against Allstate's cat loss guidance and prior-year levels.

Aug 21, 2025 10-Q

ALLSTATE CORP Quarterly Report for Q2 Ended Jun 30, 2025

Allstate Corporation (ALL) reported a substantial increase in net income applicable to common shareholders for the second quarter and first six months of 2025, driven by higher earned premiums across its Property-Liability segment and a significant gain from the sale of its employer voluntary benefits business. Total revenues saw a healthy rise due to an increase in homeowners and auto insurance policies in force and premium rate adjustments. The company's investment portfolio grew, and shareholders' equity improved, reflecting strong net income and favorable investment performance, partially offset by dividend payouts. Key strategic initiatives include expanding protection offerings and improving customer value in personal property-liability businesses. The company also completed the sale of its group health business, with an expected additional gain in the third quarter of 2025. Despite an increase in catastrophe losses in the first six months of 2025 compared to the prior year, the Allstate Protection segment's underwriting income improved significantly year-over-year, demonstrating resilience. Financial ratings from Moody's and S&P were affirmed with stable outlooks, underscoring the company's solid financial condition.

Jul 30, 2025 8-K

ALLSTATE CORP 8-K Report, Financial Results (Jul 30, 2025)

Allstate reported second-quarter 2025 results on July 30, 2025, with GAAP net income applicable to common shareholders of $2.08 billion ($7.76 per diluted share), up sharply from $301 million a year earlier. That GAAP figure was inflated by an $893 million pre-tax gain (about $643 million after tax) from the sale of the Employer Voluntary Benefits business, which closed April 1, 2025. Adjusted net income, which strips out that gain along with investment gains and losses and amortization of purchased intangibles, was $1.59 billion ($5.94 per diluted share), versus $429 million ($1.61) in the prior-year quarter. Total revenues rose 5.8% to $16.6 billion. Core property-liability underwriting improved markedly. The recorded combined ratio fell to 91.1 from 101.1, and the underlying combined ratio improved to 79.5 from 85.3, helped by lower non-catastrophe reserve development and moderating loss trends in auto. Catastrophe losses were $1.99 billion, down 6.1%. Protection Services revenue grew 12.2% to $867 million, led by Allstate Protection Plans. Total policies in force reached 208 million, up 4.2% year over year, though the figure fell sequentially after the Employer Voluntary Benefits divestiture. Management also highlighted a 9% dividend increase to $1.00 per quarter, $341 million of share repurchases, and the July 1 close of the Group Health sale, with an expected third-quarter gain of roughly $500 million. For investors, the key takeaways are the strength of underlying margins and the portfolio repositioning, offset by some caveats. Auto and homeowners growth is improving, but homeowners results remain volatile, with a $76 million underwriting loss and a recorded combined ratio of 102.0 driven by catastrophe losses. The reported 2Q earnings are not representative of a run-rate quarter because of the divestiture gains. Investment returns were modest, with a 1.4% quarterly total return and a $144 million net realized loss, and the company said it reduced equity and high-yield exposure to lower portfolio risk. The 8-K furnishes the earnings release and investor supplement under Item 2.02 and does not file them.

Jul 30, 2025 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Jul 17, 2025)

The Allstate Corporation (NYSE: ALL) furnished an 8-K on July 17, 2025 (Items 7.01 and 9.01) containing its June 2025 monthly release, which reports estimated catastrophe losses and policies in force. Per Regulation FD, the exhibit is furnished rather than filed. Allstate estimated June catastrophe losses at $619 million pre-tax ($489 million after-tax), driven by 15 events, roughly 70% of which came from three wind and hail events. Second-quarter 2025 catastrophe losses totaled $1.99 billion pre-tax ($1.57 billion after-tax). Policy growth was modest but positive. Total Allstate Protection policies in force reached 37.9 million at June 30, 2025, up 0.1% from May 31 and 0.6% year over year. Auto policies rose to 25.24 million (up 0.5% year over year) and homeowners policies to 7.60 million (up 2.3% year over year), while the commercial lines book shrank 31.3% year over year to 176 thousand policies, reflecting continued portfolio pruning or exits. For investors, the key takeaways are that catastrophe losses remain a meaningful earnings driver in the second quarter, with severe convective storms concentrated in a few events, and that core personal lines continue to grow, led by homeowners. The sharp decline in commercial policies is the main negative datapoint, though the release does not explain its cause. This is a monthly operating disclosure, so the financial impact should be assessed against Allstate's quarterly earnings and full-year catastrophe load assumptions.

Jul 17, 2025 8-K

ALLSTATE CORP 8-K Report, Corporate Update (Jul 1, 2025)

On July 1, 2025, Allstate (NYSE: ALL) completed the previously announced sale of its Group Health business to Nationwide for $1.25 billion, as disclosed in an 8-K filed under Item 8.01 (Other Events) with the press release attached as Exhibit 99.1. The filing itself is brief and contains no new financial statements; its substance comes from the press release and the quoted executive commentary. Management stated that the transaction is expected to generate a financial book gain of approximately $500 million, according to CFO Jess Merten. CEO Tom Wilson framed the sale as delivering strong shareholder value and as part of Allstate's strategic approach to capital management. He also noted that Allstate's Group Health and Employer Voluntary Benefits businesses were sold for a combined $3.25 billion, with the Group Health business joining Nationwide's stop-loss insurance operations. For investors, the key takeaways are the sizable cash proceeds, the expected pre-tax book gain of roughly $500 million (which may affect reported earnings in the period of recognition), and the exit from a non-core line of group benefits business. The filing does not provide detail on the gain's accounting treatment, tax effects, or the redeployment plans for the proceeds, so those points remain for follow-up in future periodic reports.

Jul 1, 2025 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Jun 18, 2025)

Allstate Corporation (NYSE: ALL) filed a Form 8-K on June 18, 2025, furnishing its May 2025 monthly release under Regulation FD (Item 7.01, furnished rather than filed). The release reports estimated catastrophe losses for May 2025 of $777 million pre-tax ($614 million after-tax), driven by 11 events, with roughly 70% of the losses coming from three geographically widespread wind and hail events. Combined April and May catastrophe losses totaled $1.37 billion pre-tax ($1.08 billion after-tax). These figures are the key near-term earnings sensitivity for investors, since catastrophe losses are the main source of quarterly volatility in property-casualty insurers' results. On the business side, Allstate Protection policies in force grew modestly. Total policies reached 37.88 million at May 31, 2025, up 0.2% from April 30, 2025 and 0.4% year over year. Homeowners was the strongest line, up 2.4% year over year to 7.59 million, while auto was flat-to-slightly-up at 25.23 million (+0.2%). Commercial lines continued to shrink sharply, falling 31.8% year over year to 180 thousand policies, a trend investors should watch as the company manages that book. The filing is a monthly operating disclosure with no new financial guidance, no changes in management, and no material corporate events disclosed. Its significance lies in giving the market timely visibility into catastrophe exposure and policy-count trends between quarterly reports, which is useful for updating loss-ratio and growth assumptions.

Jun 18, 2025 8-K

ALLSTATE CORP 8-K Report, Shareholder Vote Results (Jun 4, 2025)

Allstate Corp. (ALL) filed an 8-K report detailing the results of its Annual Stockholders Meeting held on May 29, 2025. The key outcomes indicate strong shareholder support for the company's leadership and corporate governance practices. All thirteen director nominees were elected, demonstrating confidence in the current board's ability to guide the company. Furthermore, shareholders approved the compensation of the named executive officers through an advisory "say-on-pay" vote, suggesting alignment between executive pay and shareholder interests. The company also secured shareholder ratification for its choice of independent registered public accountant, Deloitte & Touche LLP, for the fiscal year 2025. This continuity in auditing services provides a stable framework for financial oversight. Overall, the filing reflects a positive shareholder sentiment towards the company's management and its chosen partners.

Jun 4, 2025 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (May 15, 2025)

The Allstate Corporation (NYSE: ALL) furnished its April 2025 monthly release on May 15, 2025, under Item 7.01 (Regulation FD). The exhibit is furnished, not filed, so it is not subject to the liability provisions of Section 18 of the Exchange Act. The release reports estimated catastrophe losses for April of $594 million pre-tax, or $469 million after-tax. Eleven events contributed, and about 60% of the losses came from two geographically widespread wind and hail events. On the policy side, Allstate Protection policies in force reached 37.812 million at April 30, 2025. That is up 0.3% from March 31, 2025 and up 0.3% from April 30, 2024. Homeowners policies grew the fastest year over year, rising 2.5% to 7.571 million. Auto policies were roughly flat sequentially (up 0.3% to 25.175 million) but down 0.1% year over year. Commercial lines continued to shrink, falling 2.6% month over month and 31.6% year over year to 184 thousand policies. Investors should note that the filing does not explain the drivers of the commercial decline or quantify the April catastrophe loss impact on full-period results. For investors, the release is a routine monthly operating update. The key takeaways are the magnitude of April catastrophe losses, which are concentrated in two wind and hail events, and the modest growth in the core personal lines book, led by homeowners. The steep decline in commercial lines is the main negative trend in the data. The filing contains no forward guidance, and its forward-looking statements caution that results may differ materially from expectations.

May 15, 2025 8-K

ALLSTATE CORP 8-K Report, Financial Results (Apr 30, 2025)

Allstate reported first quarter 2025 results on April 30, 2025, with headline strength in revenue but a sharp decline in earnings driven by catastrophe losses. Total revenues rose 7.8% to $16.5 billion, and policies in force grew 6.7% to 211 million. However, net income applicable to common shareholders fell 52.4% to $566 million ($2.11 per diluted share), as record gross catastrophe losses of $3.3 billion were only partly offset by $1.1 billion of reinsurance recoveries. Adjusted net income, the non-GAAP measure management uses for incentive compensation and analysts use for P/E valuation, declined 30.6% to $949 million ($3.53 per diluted share). Property-Liability's recorded combined ratio deteriorated to 97.4 from 93.0, while the underlying combined ratio improved to 83.1 from 86.9, indicating that the core underwriting trend remains favorable and the deterioration is concentrated in catastrophe-driven homeowners results. The quarter also included capital and portfolio actions that investors should weigh. The Employer Voluntary Benefits sale closed April 1, 2025 for $2.0 billion and is expected to produce a roughly $625 million book gain in Q2 2025, and the company has agreed to sell its Group Health business. Management also highlighted a previously announced $1.5 billion share repurchase program and a quarterly dividend increase to $1.00 per share. Investment income rose to $854 million, though net realized and unrealized losses of $349 million reflected sales, credit losses (including $67 million tied to the Reciprocal Exchanges) and equity valuation declines. Book value per share increased 19.8% year over year to $74.61, and the adjusted return on common shareholders' equity reached 23.7%, which is significantly above the prior-year level. This filing is a furnished (not filed) Item 2.02 report that attaches the earnings release and investor supplement. Investors should view the quarter as a catastrophe-heavy period on top of a fundamentally healthy underlying franchise, with the key open questions being the frequency of future severe weather, the pace of homeowners rate increases and reinsurance recovery, and how the proceeds from divestitures are redeployed.

Apr 30, 2025 10-Q

ALLSTATE CORP Quarterly Report for Q1 Ended Mar 31, 2025

The Allstate Corporation reported net income applicable to common shareholders of $566 million, or $2.11 per diluted share, for the first quarter of 2025. This represents a significant decrease from $1,189 million, or $4.46 per diluted share, in the same period of the prior year. The decline was primarily driven by a substantial increase in catastrophe losses, which rose to $2.20 billion from $731 million year-over-year, and higher realized capital losses on investments. Despite the lower net income, total revenues saw an increase of 7.8% to $16.45 billion, boosted by premium rate increases and a higher number of homeowners policies in force. Allstate Protection underwriting income was notably lower due to these catastrophe losses, though premiums written across property-liability segments showed an 8.5% increase. The company also continues to execute on its corporate strategy, including progress on planned dispositions of certain health and benefits businesses, which are expected to result in significant gains upon closing. Allstate shareholders' equity strengthened, and book value per diluted common share increased, reflecting the company's ongoing focus on shareholder value despite the near-term impact of severe weather events.

Apr 30, 2025 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Apr 17, 2025)

Allstate (NYSE: ALL) released its March 2025 monthly update on April 17, 2025, furnished under Regulation FD (Item 7.01) and not filed. The headline figure is March catastrophe losses of $1.04 billion pre-tax ($818 million after-tax), driven mainly by 11 events, with roughly 80% of the losses tied to four geographically widespread wind and hail events. Allstate expects to recover about $123 million from its annual aggregate reinsurance cover, because March losses exceeded the retention level for the risk period ending March 31, 2025. That recovery reduces the reported March catastrophe losses. First-quarter 2025 catastrophe losses totaled $2.20 billion pre-tax, or $1.74 billion after-tax. For investors, this is the key number to track against underwriting results, since catastrophe losses are a major source of volatility in property insurers' earnings. The reinsurance recovery is an important mitigating factor, though it is an estimate and not yet a realized cash receipt. Policy counts were broadly stable. Total Allstate Protection policies in force reached 37.712 million at March 31, 2025, up 0.6% from February 2025 and up 0.1% year over year. Homeowners grew 2.5% year over year, while auto policies declined 0.4% year over year, and commercial lines fell 30.8% year over year, indicating a managed run-off or repositioning in that segment. The filing contains no changes to guidance, no new financial statements, and no material events beyond the monthly operating release.

Apr 17, 2025 8-K

ALLSTATE CORP 8-K Report, Corporate Update (Apr 1, 2025)

Allstate Corporation (NYSE: ALL) reported in this April 1, 2025 Form 8-K that it has completed the previously announced sale of its Employer Voluntary Benefits business to StanCorp Financial Group, Inc. (The Standard) for $2.0 billion. The filing is a brief Item 8.01 (Other Events) disclosure, with the substance contained in the attached press release (Exhibit 99.1). No financial statements were included in this filing. According to management, the sale generated an estimated financial book gain of about $625 million. Combined with the previously announced agreement to sell the Group Health business, Allstate expects total proceeds of approximately $3.25 billion in 2025. Management stated the proceeds will support its disciplined capital management approach, including the recently announced share repurchase program. For investors, the transaction is a meaningful capital event that refocuses Allstate on its core personal property-liability franchise and protection services, as management described. The filing does not disclose the business's historical earnings contribution, the effect on future earnings, or the full accounting detail of the gain, so investors should consult Allstate's subsequent quarterly reports for those items.

Apr 1, 2025 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Mar 20, 2025)

Allstate Corporation (NYSE: ALL) filed a Form 8-K on March 20, 2025 furnishing its February 2025 monthly release under Regulation FD (Item 7.01, Exhibit 99, furnished rather than filed). The release reports estimated catastrophe losses for February 2025 of $92 million pre-tax ($73 million after-tax), bringing February year-to-date catastrophe losses to $1.17 billion ($922 million after-tax). These are the key operating figures for investors monitoring underwriting results in the first quarter. The release also provides Allstate Protection policies in force as of February 28, 2025. Total policies were 37,500 thousand, up 0.2% from January 31, 2025 and down 0.3% year over year. Within that total, Auto policies were 24,894 thousand (up 0.2% month over month, down 0.9% year over year), reflecting a continued year-over-year decline in the largest line. Homeowners policies were 7,537 thousand (up 0.2% month over month and 2.5% year over year), showing continued growth in the property line. Commercial lines fell sharply to 196 thousand, down 29.0% year over year, which is a notable contraction. For investors, the filing is primarily informational with no earnings guidance or material corporate events disclosed. The most useful takeaways are the scale of catastrophe exposure in a typically quieter month, the mixed policy growth trends between personal lines (Homeowners growing, Auto shrinking) and commercial lines (declining), and the monthly cadence of these disclosures, which allows tracking of trends ahead of quarterly results.

Mar 20, 2025 10-K

ALLSTATE CORP Annual Report, Year Ended Dec 31, 2024

The Allstate Corporation's 2024 Form 10-K details a significant financial turnaround, with consolidated net income of $4.55 billion compared to a net loss of $316 million in 2023. This improvement was driven by strong performance in the Allstate Protection segment, which reported underwriting income of $3.15 billion, a substantial recovery from the prior year's underwriting loss of $2.09 billion. This was primarily attributed to higher earned premiums, favorable reserve reestimates, and lower losses, partially offset by increased advertising costs. Total revenue increased by 12.3% to $64.11 billion, fueled by premium rate increases and a 24.8% rise in net investment income to $3.09 billion. The company is actively managing its business mix, including strategic divestitures in the Health and Benefits segment (employer voluntary benefits and group health), aimed at focusing on core property-liability and protection services. Allstate's financial strength remains robust, with shareholders' equity growing to $21.44 billion and book value per diluted common share increasing by 21.8% to $72.35.

Feb 24, 2025 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Feb 20, 2025)

Allstate Corporation (NYSE: ALL) reported in its February 20, 2025 8-K (furnished under Regulation FD, Item 7.01) that estimated catastrophe losses for January 2025 totaled $1.08 billion pre-tax, or $849 million after-tax. Nearly all of this, approximately $1.07 billion, stems from the California wildfires, which the company treats as three events. The California wildfire estimate is net of an estimated $1.40 billion in reinsurance recoveries and includes reinsurance reinstatement premiums and an estimated California FAIR Plan assessment, so the gross exposure is considerably larger than the net figure shown. The release also provides January 31, 2025 policy-in-force data. Total Allstate Protection policies stood at 37.426 million, down 0.3% from December 31, 2024 and down 0.5% year over year. Auto policies declined 0.4% sequentially and 1.3% year over year, reflecting continued pressure on personal auto volumes. Homeowners policies grew modestly, up 0.1% sequentially and 2.5% year over year, while commercial lines shrank sharply, down 27.1% year over year. Other personal lines were roughly flat. For investors, the key takeaways are the magnitude of the California wildfire losses relative to Allstate's catastrophe loss profile, the sequential and annual contraction in auto and commercial policy counts, and the modest homeowners growth. Because the filing is a monthly catastrophe disclosure rather than a full earnings report, it does not address full-year guidance or reserve changes. Investors should monitor subsequent quarterly results for the net financial impact after reinsurance and for any further development of the California events.

Feb 20, 2025 8-K

ALLSTATE CORP 8-K Report, Financial Results (Feb 5, 2025)

Allstate reported a strong fourth quarter and full year 2024. Q4 consolidated revenues rose 11.3% to $16.5 billion, and net income applicable to common shareholders climbed 30.1% to $1.9 billion. Adjusted net income was $2.1 billion, or $7.67 per diluted share, up 31.8% from the prior year quarter. For full year 2024, net income applicable to common shareholders was $4.55 billion ($16.99 per diluted share) versus a loss in 2023, and adjusted net income was $4.9 billion, producing an adjusted return on equity of 26.8%. The improvement was driven primarily by Property-Liability underwriting, where the Q4 recorded combined ratio improved 2.6 points to 86.9 and the full year ratio improved 10.2 points to 94.3. Allstate Protection auto results recovered meaningfully, with the auto combined ratio at 93.5 in Q4, while homeowners benefited from lower catastrophe losses in the quarter, though full-year catastrophe losses of $4.96 billion remained significant. Management also highlighted portfolio and strategic developments. Net investment income rose 34.3% in Q4 to $833 million, reflecting repositioning into higher-yielding fixed income, portfolio growth, and stronger performance-based returns. Unrealized net capital losses of $1.0 billion pre-tax at year-end, however, reflect rising interest rates. Strategically, Allstate agreed to sell Employer Voluntary Benefits and Group Health for a combined $3.25 billion, which is expected to generate a roughly $1.0 billion book gain in 2025. Management indicated return on equity will be slightly lower after the sale, and the Individual Health business will either be retained or divested. The company also disclosed an estimated $1.1 billion pre-tax net-of-reinsurance loss from the January 2025 California wildfires, a subsequent event that will weigh on first-quarter 2025 results. For investors, the key takeaways are the sharp earnings recovery, the disciplined underwriting turnaround in auto and homeowners, and the capital redeployment enabled by the health business divestitures. The main watch items are catastrophe exposure as demonstrated by the California wildfire losses, the sustainability of auto rate increases and policy growth, and the effect of the health sales on the company's earnings base and return metrics.

Feb 5, 2025 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Jan 30, 2025)

On January 30, 2025, The Allstate Corporation (NYSE: ALL) entered into a definitive Equity Purchase Agreement to sell its Group Health business to Nationwide Life Insurance Company for $1.25 billion in cash, subject to adjustment for the closing balance sheet, regulatory approvals, and customary closing conditions. The Group Health unit, which provides stop-loss insurance to small businesses and was acquired in 2021 as part of the $4.0 billion National General acquisition, generated $608 million in revenue and $69 million in Adjusted Net Income for the first nine months of 2024. The Transaction is part of Allstate's broader strategy to maximize shareholder value by moving Health & Benefits businesses to companies with greater strategic alignment. Allstate expects the sale to produce a financial book gain of about $450 million and to increase deployable capital by $0.9 billion. However, the company also expects the divestiture to reduce adjusted net income return on equity by 75 basis points after closing, which is anticipated in 2025. When combined with the previously announced sale of Employer Voluntary Benefits to StanCorp Financial Group (The Standard), total proceeds from the two transactions would reach $3.25 billion. The separate Individual Health business, which earned $18 million of Adjusted Net Income in the first nine months of 2024, will either be retained or combined with another company. For investors, the filing signals continued portfolio reshaping at Allstate, with the capital release and book gain as positives and the modest ROE dilution as a near-term trade-off. Completion remains contingent on regulatory approvals, so timing and final proceeds could still change. The filing itself is furnished under Regulation FD, and the Transaction is not yet closed.

Jan 30, 2025 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Nov 21, 2024)

Allstate Corporation (NYSE: ALL) issued a press release on November 21, 2024, furnished under Item 7.01 (Regulation FD) of Form 8-K, announcing its estimated catastrophe losses for October 2024. Pre-tax catastrophe losses for the month were $286 million, or $226 million after-tax. The figure includes $102 million pre-tax from Hurricane Milton and $144 million pre-tax of unfavorable reserve reestimates related to Hurricane Helene, primarily in Georgia, South Carolina and North Carolina. The filing is an informational disclosure rather than a financial results release, and it contains no new guidance, earnings figures, or strategic announcements. For investors, the key takeaway is the year-to-date burden of catastrophe activity. Total catastrophe losses for October year-to-date reached $4.84 billion pre-tax, or $3.82 billion after-tax. That level of cumulative loss is a central consideration for Allstate's underwriting profitability and for the pricing, reinsurance, and capital decisions that follow from it. The Helene reserve increase also suggests that claims costs from that storm were still developing more than two months after landfall, which is a reminder that catastrophe-related estimates can move after the initial reporting period. Because the filing furnishes the press release rather than filing it, the information is not subject to the same liability framework as a filed document. The release refers investors to allstateinvestors.com for further financial information and to the Risk Factors section of the most recent Form 10-K for risks that could cause actual results to differ. Investors should treat the October figures as preliminary catastrophe loss estimates and monitor subsequent monthly and quarterly disclosures for updated reserve and loss development.

Nov 21, 2024 10-Q

ALLSTATE CORP Quarterly Report for Q3 Ended Sep 30, 2024

The Allstate Corporation (ALL) reported a significant turnaround in its third quarter and year-to-date 2024 financial performance compared to the same periods in 2023. Net income attributable to common shareholders surged to $1.16 billion in Q3 2024 and $2.65 billion for the first nine months of 2024, a substantial improvement from a net loss of $41 million and $1.78 billion, respectively, in the prior year. This turnaround was driven by improved underwriting results, particularly in the Allstate Protection segment, which swung from a significant loss in 2023 to a substantial profit in 2024, aided by increased earned premiums and lower non-catastrophe losses, despite higher catastrophe losses. Total revenues also saw a healthy increase, reflecting premium rate hikes and gains on investments. The company's financial position strengthened, with shareholders' equity rising to $20.88 billion and book value per diluted common share increasing to $70.35 as of September 30, 2024.

Oct 30, 2024 8-K

ALLSTATE CORP 8-K Report, Financial Results (Oct 30, 2024)

Allstate reported third quarter 2024 results on October 30, 2024 that showed a sharp swing back to profitability. Net income applicable to common shareholders was $1.16 billion, or $4.33 per diluted share, versus a net loss of $41 million a year earlier. Adjusted net income, the non-GAAP measure management emphasizes and uses in incentive compensation, was $1.05 billion, or $3.91 per diluted share, compared with $214 million ($0.81) in the prior-year quarter. Total revenues rose 14.7% to $16.6 billion, driven by a 11.6% increase in Property-Liability earned premiums. The Property-Liability recorded combined ratio improved 7.0 points to 96.4, and the underlying combined ratio improved 8.7 points to 83.2, even though catastrophe losses rose 44.2% to $1.7 billion. Trailing twelve-month adjusted return on equity was 26.1%, up from negative 9.7% a year earlier. The quality of the improvement is mixed. Auto insurance underwriting income of $486 million reflects the profit-restoration plan, supported by rate increases and a favorable reserve-related severity revision in the quarter. However, Allstate Protection auto policies in force fell 1.5% to about 25.0 million as retention losses from prior price increases offset a 26% rise in new business sales. Homeowners results were profitable despite $1.2 billion of catastrophe losses, and homeowners policies in force grew 2.5%. Management also noted that Hurricane Milton would cause roughly $100 million of losses in the fourth quarter. Investment income rose 24.9% in the market-based portfolio, and total return on the $73.6 billion investment portfolio was 3.7% for the quarter and 9.4% for the trailing twelve months. The company also announced an agreement to sell its Employer Voluntary Benefits business to StanCorp Financial for $2 billion, which is expected to close in the first half of 2025 subject to regulatory approval. That business is now classified as held for sale, with $3.2 billion of assets and $2.2 billion of liabilities shown separately on the balance sheet. Book value per common share rose 47.2% year over year to $70.35, and statutory surplus reached $17.3 billion. Investors should weigh the strong near-term profitability and capital position against the auto policy attrition, exposure to elevated catastrophe losses, and the pending divestiture.

Oct 30, 2024 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Oct 17, 2024)

Allstate (NYSE: ALL) filed an 8-K on October 17, 2024 under Regulation FD, furnishing two exhibits: a press release disclosing estimated catastrophe losses for September and the third quarter of 2024, a run-off reserve review, and third quarter implemented rates, plus an implemented rate exhibit for September 2024. Both exhibits are furnished rather than filed, so they are not subject to the liability provisions of Section 18 of the Exchange Act. The filing is primarily informational and contains no new financial statements or material transactions. Catastrophe losses were heavy. September catastrophe losses were $889 million pre-tax ($702 million after-tax), including $630 million pre-tax tied to Hurricane Helene. Third quarter catastrophe losses totaled $1.70 billion pre-tax ($1.35 billion after-tax), and year-to-date losses through September reached $4.55 billion pre-tax ($3.60 billion after-tax). These figures are the key driver of earnings pressure for the period and are the most important data point for investors assessing near-term profitability. Allstate also disclosed unfavorable run-off reserve reestimates of $58 million pre-tax ($46 million after-tax) from its annual property-liability review. On the pricing side, auto rate increases for the Allstate brand added 2.9% to premiums in the third quarter and 6.3% year-to-date, including approvals in New York, New Jersey and Texas. Taken together, the filing points to elevated catastrophe exposure offset partly by continued rate-driven premium growth.

Oct 17, 2024 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Sep 19, 2024)

Allstate Corporation (NYSE: ALL) furnished an 8-K on September 19, 2024 under Regulation FD (Item 7.01) attaching a press release that estimates catastrophe losses for August 2024. The filing is furnished rather than filed, so it is not subject to the liability provisions that apply to filed documents, and it contains no new financial statements, guidance changes, or material agreements. Its content is limited to a monthly catastrophe loss update. For August 2024, Allstate estimates pre-tax catastrophe losses of $272 million, or $215 million after tax, including favorable reserve reestimates for prior-period events. Gross catastrophe losses from 15 August events were estimated at $306 million. The largest single item was a hail event in Calgary, Canada, at roughly $75 million net of anticipated reinsurance recoveries of $225 million. That estimate includes reinsurance reinstatement premiums. Year-to-date figures are the more informative numbers for investors. Combined July and August catastrophe losses were $814 million pre-tax ($643 million after tax), and August year-to-date catastrophe losses reached $3.67 billion pre-tax ($2.90 billion after tax). Because these are estimates that can move with later development, investors should treat the monthly figures as preliminary and watch subsequent reserve updates and the quarterly results for final figures.

Sep 19, 2024 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Aug 15, 2024)

Allstate Corporation (NYSE: ALL) issued a Regulation FD press release on August 15, 2024, furnished as Exhibit 99 to this Form 8-K, announcing its estimated catastrophe losses for July 2024. The filing is informational: it reports a monthly catastrophe loss figure rather than full financial results, guidance changes, or a material corporate event. The company estimated July catastrophe losses at $542 million pre-tax, or $428 million after-tax. The release also states that catastrophe losses for July include 20 separate events totaling an estimated $587 million, with an initial loss estimate of $226 million tied to Hurricane Beryl. The reported pre-tax total is lower than the sum of the event-level estimates, which the release does not reconcile in this document. For investors, the key takeaway is the size of the July catastrophe burden relative to Allstate's earnings power. Catastrophe losses are a major source of earnings volatility for property insurers, and Hurricane Beryl, which made landfall in Texas in early July 2024, was the single largest named contributor disclosed. Investors typically track these monthly disclosures to gauge whether the company's underlying profitability and combined ratio are on track, especially during peak hurricane season. The release does not include a comparison to prior-year losses or the company's catastrophe loss budget, so those comparisons would require reference to Allstate's other public disclosures. The filing also contains standard forward-looking statement language and directs readers to the Risk Factors section of Allstate's most recent Form 10-K. The exhibit is furnished rather than filed, meaning it is not subject to the liability provisions that apply to filed documents. Because this is a single-month preliminary estimate, the figures are subject to revision in subsequent reporting periods as claims develop.

Aug 15, 2024 8-K

ALLSTATE CORP 8-K Report, Regulation FD Disclosure (Aug 13, 2024)

On August 13, 2024, Allstate (NYSE: ALL) entered into a definitive Share Purchase Agreement to sell its Employer Voluntary Benefits business, held through American Heritage Life Insurance Company and American Heritage Service Company, to StanCorp Financial Group (The Standard) for $2.0 billion in cash, subject to a closing balance sheet adjustment, regulatory approvals, and customary closing conditions. The business generated first-half 2024 revenues of $535 million, Adjusted Net Income of $45 million, and statutory capital and surplus of $255 million. Allstate expects a pre-tax-style gain of about $600 million and an increase of $1.6 billion in deployable capital, which management plans to redeploy into growing personal property-liability and expanding protection offerings. The company also expects Adjusted Net Income return on equity to decline by roughly 100 basis points after the sale, which is anticipated to close in the first half of 2025. The deal is described as the first step in a broader strategic review of Allstate Health & Benefits, with discussions on the Individual and Group Health businesses ongoing. The transaction includes a five-year exclusive distribution arrangement under which Allstate agents will offer The Standard's employer benefit products. Investors should weigh the capital benefit and gain against the loss of earnings from the divested unit, and watch for regulatory approval timing and further divestiture announcements. An investor conference call is scheduled for August 14, 2024, at 9 a.m. Eastern.

Aug 13, 2024