What is the main purpose of this 8-K filing?

The main purpose of this 8-K filing is to formally announce and provide access to Citigroup Inc.'s financial results for the fourth quarter and the full fiscal year ended December 31, 2025. It directs investors to the detailed information contained within the accompanying press release and financial data supplement.

Where can I find the actual financial results and details?

The specific financial results, including revenue, net income, earnings per share, and other key performance indicators for the quarter and year ended December 31, 2025, are found in Exhibit 99.1 (the press release) and Exhibit 99.2 (the Quarterly Financial Data Supplement) which are incorporated by reference into this 8-K filing.

Are all statements in the press release legally 'filed' and subject to liability?

No, according to the filing, only the information in Exhibit 99.1, other than the specific quotation under the heading 'CEO Commentary,' shall be deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934. The CEO commentary and the Quarterly Financial Data Supplement are not considered 'filed' for these purposes.

What is the significance of the 'Emerging growth company' checkbox being unchecked?

The fact that the 'Emerging growth company' checkbox is unchecked indicates that Citigroup Inc. is not an emerging growth company. This means it is not eligible for certain extended transition periods for complying with new or revised financial accounting standards that are available to emerging growth companies.

CITIGROUP INC 8-K: Earnings & Results

Summary

Citigroup Inc. (C) has filed a Form 8-K on January 14, 2026, to announce its financial results for the fourth quarter and full year ended December 31, 2025. The report primarily incorporates by reference a press release (Exhibit 99.1) and a Quarterly Financial Data Supplement (Exhibit 99.2) that contain the detailed financial performance and operational highlights. Investors should review these attached exhibits for a comprehensive understanding of the company's recent performance, as the 8-K itself serves as notification and filing mechanism for this information.

Key Highlights

1Citigroup Inc. announced its financial results for the quarter and year ended December 31, 2025.
2The results were disseminated via a press release filed as Exhibit 99.1.
3A detailed Quarterly Financial Data Supplement for the period ended December 31, 2025, is provided as Exhibit 99.2.
4Certain forward-looking statements or commentary within the press release may not be considered 'filed' for liability purposes under Section 18 of the Exchange Act.
5The company's list of registered securities is also available.
6The filing was made on January 14, 2026, reporting on events up to January 13, 2026.

CITIGROUP INC 8-K Report, Financial Results (Jan 14, 2026)

Summary

Key Highlights

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