Chubb Ltd Quarterly Report for Q3 Ended Sep 30, 2025

Summary

Chubb Limited reported a strong third quarter of 2025, with net income attributable to Chubb increasing by 20.5% to $2.8 billion compared to the prior year. This growth was fueled by a significant increase in net premiums written across most segments, particularly in the Life Insurance and North America Personal P&C Insurance lines. The company demonstrated robust underwriting performance, with a P&C combined ratio of 81.8%, benefiting from lower catastrophe losses and favorable prior period development. Investment income also saw a healthy increase of 9.3% due to higher average invested assets. Financially, Chubb maintained a solid balance sheet with total assets of $270.2 billion and total Chubb shareholders' equity of $71.9 billion. The company continued its capital return strategy, repurchasing $1.2 billion in common shares during the quarter and increasing its quarterly dividend. Management highlighted strategic acquisitions, including Liberty Mutual's P&C insurance business in Thailand, which are expected to support long-term growth. Overall, Chubb delivered a financially sound quarter with positive momentum across its diversified business segments.

Key Highlights

• 1Net income attributable to Chubb increased 20.5% to $2.8 billion for the three months ended September 30, 2025.
• 2Consolidated net premiums written grew 7.5% to $14.87 billion.
• 3P&C combined ratio improved to 81.8% due to lower catastrophe losses and favorable prior period development.
• 4Net investment income rose 9.3% to $1.65 billion, driven by higher average invested assets.
• 5The company repurchased $1.2 billion of common shares during the quarter.
• 6Acquisition of Liberty Mutual's P&C insurance business in Thailand completed on April 1, 2025.
• 7The company announced an increased quarterly dividend of $0.97 per share.

Frequently Asked Questions