8-KEarnings & ResultsExhibits & Filings

Chubb Ltd 8-K Report, Financial Results (Feb 4, 2009)

Filed February 4, 2009For Securities:CB

Summary

This Form 8-K filing by ACE Limited (the predecessor to Chubb Ltd, which was later renamed Chubb Limited) reports on the company's fourth quarter and full-year 2008 financial results, as of February 3, 2009. The filing primarily serves to incorporate by reference a press release and a financial supplement detailing these results. Investors can find crucial information regarding the company's performance during a challenging economic period within these attached exhibits. While the 8-K itself does not contain the detailed financial figures, it directs investors to the comprehensive disclosures provided in the press release and financial supplement. These documents would typically cover key performance indicators such as net income, earnings per share, premium growth, underwriting results, and investment income, offering insights into the company's profitability and financial health as of the end of 2008. Given the filing date, the results would have been heavily influenced by the ongoing global financial crisis.

Key Highlights

  • 1ACE Limited (now Chubb Limited) filed a Form 8-K on February 3, 2009, to report its fourth quarter and full-year 2008 financial results.
  • 2The filing incorporates by reference a press release (Exhibit 99.1) and a fourth quarter 2008 financial supplement (Exhibit 99.2).
  • 3Investors are directed to these exhibits for detailed financial performance information.
  • 4The reporting period (fourth quarter and full year 2008) was characterized by a significant global financial crisis.
  • 5The Chief Financial Officer, Philip V. Bancroft, signed the report, indicating official company representation.
  • 6The filing itself is brief, serving as a notification and pointer to more detailed financial disclosures.

Frequently Asked Questions

The main purpose of this Form 8-K filing is to officially report ACE Limited's (now Chubb Limited) fourth quarter and full-year 2008 financial results to the SEC. It serves as a notification to investors and incorporates by reference the detailed financial information contained in a press release and a financial supplement.

The detailed financial results are not included directly in the 8-K filing itself. Instead, they are provided in Exhibit 99.1 (the press release dated February 3, 2009) and Exhibit 99.2 (the fourth Quarter 2008 Financial Supplement), which are attached to and incorporated by reference in this 8-K filing.

The press release and financial supplement would typically contain key financial metrics for the fourth quarter and full year 2008, such as net income, earnings per share (EPS), gross written premiums, underwriting income or loss, investment income, and potentially commentary on the company's performance in light of the prevailing economic conditions.

The filing date of February 2009 is significant because it reflects financial results from the end of 2008, a period deeply affected by the global financial crisis. Investors would be keenly interested in how ACE Limited navigated this challenging economic environment and its impact on the company's financial health and profitability.