8-K/ARegulation FDExhibits & Filings

CITIZENS FINANCIAL GROUP INC/RI 8-K/A Report, Regulation FD Disclosure (Jan 17, 2020)

Filed January 17, 2020For Securities:CFGCFG-PHCFG-PECFG-PI

Summary

Citizens Financial Group, Inc. (CFG) filed an 8-K on January 17, 2020, primarily to disclose updated investor materials. The company has posted an updated investor presentation on its website, which is relevant to its earnings conference call. This presentation, furnished as Exhibit 99.2, provides investors with recent information and insights into the company's performance and outlook. Investors should note that the information furnished in this 8-K, including the attached exhibits, is not deemed "filed" for regulatory purposes under the Securities Exchange Act of 1934, meaning it is not subject to the same level of liability as formal filings. The filing also references previously furnished exhibits, including a press release (Exhibit 99.1) and a financial supplement for the fourth quarter and full year 2019 (Exhibit 99.3). These documents, along with the new presentation, offer a comprehensive package of information for stakeholders to review regarding CFG's financial position and strategic developments as of early 2020.

Key Highlights

  • 1CFG released an updated investor presentation on January 17, 2020, for its earnings conference call.
  • 2The investor presentation is furnished as Exhibit 99.2 to the 8-K filing.
  • 3This filing is primarily for Regulation FD disclosure purposes.
  • 4Information furnished in this 8-K is not considered "filed" under Section 18 of the Securities Exchange Act of 1934.
  • 5Previously furnished documents, including a press release and financial supplement for Q4 2019, are referenced.
  • 6The filing includes a Cover Page Interactive Data File (Exhibit 104).

Frequently Asked Questions

The main purpose of this 8-K filing is to furnish an updated investor presentation that Citizens Financial Group, Inc. has posted on its website in connection with its earnings conference call. This is a disclosure under Regulation FD to ensure broad and simultaneous public dissemination of material information.

No, the information provided in this Form 8-K and its exhibits is being furnished, not "filed". This means it is not subject to the liabilities associated with Section 18 of the Securities Exchange Act of 1934, nor is it automatically incorporated by reference into other SEC filings.

In addition to the investor presentation (Exhibit 99.2), the filing references Exhibit 99.3, which is a financial supplement for the fourth quarter and full year 2019. Investors may also refer to the press release dated January 17, 2020 (Exhibit 99.1).

The 8-K does not detail the specific contents of the investor presentation. However, it is made available in connection with an earnings conference call, suggesting it likely covers the company's financial performance, strategic updates, and outlook for the period ending December 31, 2019.