8-KRegulation FDExhibits & Filings

CITIZENS FINANCIAL GROUP INC/RI 8-K Report, Regulation FD Disclosure (Nov 5, 2020)

Filed November 5, 2020For Securities:CFGCFG-PHCFG-PECFG-PI

Summary

Citizens Financial Group, Inc. (CFG) filed an 8-K on November 5, 2020, primarily to disclose information regarding a presentation given by its Vice Chairman and Chief Financial Officer, John Woods, and Chief Risk Officer, Malcolm Griggs, at the 39th Annual BancAnalysts Association of Boston Conference. The presentation, held virtually, was a key opportunity for the company to communicate its strategic direction and financial performance to analysts and investors. While this filing doesn't introduce new financial results, it provides access to management's commentary and insights through the presentation slides and webcast, which were made available on the company's investor relations website. Investors looking for forward-looking statements or detailed financial updates should refer to the presentation materials attached as Exhibit 99.1. The company emphasized that this information is furnished under Regulation FD and is not considered 'filed' for liability purposes under the Securities Exchange Act, meaning it should be reviewed in the context of an informational disclosure rather than a formal financial report. The availability of a webcast replay ensures continued access to this potentially market-moving information.

Key Highlights

  • 1Citizens Financial Group (CFG) announced that key executives, including the CFO and CRO, presented at the 39th Annual BancAnalysts Association of Boston Conference.
  • 2The presentation took place virtually on November 5, 2020, at 1:00 p.m. ET.
  • 3Presentation slides and a live webcast were made available on CFG's investor relations website under 'Events & Presentations'.
  • 4A replay of the webcast was accessible for 30 days following the event.
  • 5Exhibit 99.1 contains the official presentation materials from the conference.
  • 6The company clarified that the information furnished under Item 7.01 is for disclosure purposes and is not deemed 'filed' under Section 18 of the Exchange Act.

Frequently Asked Questions

The main purpose of this 8-K filing is to inform investors and the public that Citizens Financial Group's Chief Financial Officer and Chief Risk Officer presented at the BancAnalysts Association of Boston Conference. It also provides information on how to access the presentation materials and webcast.

No, this filing does not contain new financial results or formal guidance. It primarily serves as a disclosure mechanism for management's presentation at a conference, with the actual financial insights found within the accompanying presentation materials (Exhibit 99.1).

The details of the presentation can be found in Exhibit 99.1 of this 8-K filing, which is the Citizens Financial Group, Inc. presentation dated November 5, 2020. A live webcast and its replay were also made available on the company's investor relations website.

When information is 'furnished' under Regulation FD and not 'filed' under Section 18 of the Exchange Act, it means the company is providing it for informational purposes without assuming the same level of liability as if it were part of a formal SEC filing. Investors should view it as supplementary information rather than a legally binding financial statement.