10-QPeriod: Q2 FY2015

CENTENE CORP Quarterly Report for Q2 Ended Jun 30, 2015

Filed July 28, 2015For Securities:CNC

Summary

Centene Corporation (CNC) demonstrated robust growth in the second quarter and first half of 2015, driven by significant expansion in its managed care membership and service revenues. Total revenues for the first half of the year reached $10.6 billion, a 42.1% increase year-over-year, with premium and service revenues growing by 40.2% to $9.9 billion. This growth was fueled by new and expanded programs in states like Florida, Illinois, Louisiana, and Texas, leading to a 38% year-over-year increase in managed care membership to over 4.6 million by June 30, 2015. The company also announced a significant subsequent event: a definitive agreement to acquire Health Net, Inc. for approximately $6.8 billion, expected to close in early 2016. This strategic move signals a strong focus on future expansion and market consolidation. Despite increased medical costs, which rose 41% year-over-year for the first half, the company managed its Health Benefits Ratio to 89.4%, a slight increase from 89.1% in the prior year, indicating effective cost management within its core operations. Diluted EPS for the first half was $1.23, a substantial increase from $0.69 in the prior year.

Financial Statements
Beta
Revenue$5.51B
Operating Expenses$5.33B
Operating Income$173.00M
Interest Expense$11.00M
Net Income$88.00M
EPS (Basic)$0.37
EPS (Diluted)$0.36
Shares Outstanding (Basic)238.01M
Shares Outstanding (Diluted)245.93M

Key Highlights

  • 1Total revenues increased by 42.1% to $10.6 billion for the first six months of 2015 compared to the same period in 2014.
  • 2Managed care membership grew by 38% year-over-year, reaching 4.6 million as of June 30, 2015, driven by state program expansions.
  • 3Announced a definitive agreement to acquire Health Net, Inc. for approximately $6.8 billion, a significant strategic move expected to close in early 2016.
  • 4Diluted earnings per share increased significantly to $1.23 for the first six months of 2015 from $0.69 in the prior year.
  • 5Medical costs increased by 41% year-over-year for the first six months, reflecting membership growth, but the Health Benefits Ratio remained relatively stable at 89.4%.
  • 6The company generated $395 million in cash from operating activities for the first six months of 2015, demonstrating strong operational cash flow.
  • 7Debt to capital ratio increased to 37.1% at June 30, 2015, from 33.5% at December 31, 2014, primarily due to increased debt financing for growth initiatives.

Frequently Asked Questions

Centene's revenue growth was primarily driven by the expansion of its managed care programs in various states, including Florida, Illinois, Louisiana, Mississippi, Ohio, and Texas. This led to a substantial increase in premium and service revenues and a significant rise in managed care membership.

The acquisition of Health Net for approximately $6.8 billion is a major strategic move for Centene, indicating a strong focus on consolidating market share and expanding its presence. The deal is expected to close in early 2016 and represents a significant step in the company's growth strategy.

While medical costs increased by 41% year-over-year for the first six months of 2015, reflecting the growth in membership, Centene managed its Health Benefits Ratio (HBR) effectively. The HBR was 89.4% for the first six months, a slight increase from 89.1% in the prior year, suggesting that the company is managing the costs associated with providing health benefits in relation to its premium revenues.

Centene demonstrated solid liquidity, generating $395 million in operating cash flow in the first half of 2015. The company's working capital improved to $380 million from $134 million at year-end 2014. While the debt-to-capital ratio increased, the company indicated that its available cash, credit facilities, and operational cash flow are expected to be sufficient for its needs for at least the next 12 months, excluding the Health Net acquisition.