10-QPeriod: Q1 FY2017

CENTENE CORP Quarterly Report for Q1 Ended Mar 31, 2017

Filed April 25, 2017For Securities:CNC

Summary

Centene Corporation (CNC) reported a significant turnaround in its financial performance for the first quarter of 2017 compared to the same period in 2016. Total revenues surged by 69% to $11.7 billion, primarily driven by the acquisition of Health Net completed in March 2016, along with organic growth from new programs and expansion in the Health Insurance Marketplace. The company also demonstrated strong operational efficiency improvements, with the health benefits ratio (HBR) decreasing to 87.6% from 88.7% year-over-year. This improvement is attributed to the Health Net acquisition's favorable mix of commercial business and growth in the Health Insurance Marketplace. Centene reported a substantial increase in operating cash flows to $1,248 million, up from $196 million in the prior year, reflecting improved earnings and effective working capital management. Financially, Centene has transitioned from a net loss of $(16) million in Q1 2016 to a net earning of $139 million in Q1 2017. Diluted EPS also showed a dramatic improvement, rising from $(0.13) to $0.79. The company's balance sheet shows total assets increased to $21.4 billion from $20.2 billion, supported by increased cash and cash equivalents and a robust investment portfolio. Management highlighted strong membership growth and strategic expansion initiatives as key drivers for future growth.

Financial Statements
Beta
Revenue$11.72B
SG&A Expenses$1.09B
Operating Expenses$11.48B
Operating Income$240.00M
Interest Expense$62.00M
Net Income$139.00M
EPS (Basic)$0.40
EPS (Diluted)$0.39
Shares Outstanding (Basic)344.15M
Shares Outstanding (Diluted)351.67M

Key Highlights

  • 1Total revenues increased 69% year-over-year to $11.7 billion, largely due to the Health Net acquisition.
  • 2Net earnings attributable to Centene Corporation improved significantly, swinging from a loss of $16 million in Q1 2016 to a profit of $139 million in Q1 2017.
  • 3Diluted EPS rose to $0.79 in Q1 2017, compared to a loss of $(0.13) in Q1 2016.
  • 4Health benefits ratio (HBR) improved to 87.6% from 88.7% in the prior year, indicating better cost management.
  • 5Operating cash flow showed a substantial increase, reaching $1,248 million in Q1 2017, compared to $196 million in Q1 2016.
  • 6Managed care membership grew by 605,000 members (5%) year-over-year to 12.1 million.
  • 7The company successfully navigated regulatory uncertainties surrounding the Affordable Care Act (ACA) and continued to execute its growth strategy through various state contracts and market expansions.

Frequently Asked Questions

The primary driver of Centene's significant revenue growth in the first quarter of 2017 was the acquisition of Health Net, Inc., which was completed on March 24, 2016. This acquisition contributed substantially to the reported revenues, alongside organic growth from new programs and expansions in various states and the Health Insurance Marketplace.

Centene has shown a strong recovery in profitability. The company reported a net loss of $16 million in the first quarter of 2016, but for the first quarter of 2017, it reported a net earning of $139 million attributable to Centene Corporation. This substantial improvement is reflected in the diluted Earnings Per Share (EPS), which increased from $(0.13) to $0.79.

Centene acknowledged the ongoing discussions and uncertainties surrounding potential changes to the ACA. While federal and state legislative actions are being closely monitored, the company expressed confidence in its ability to adapt to these changes and navigate the evolving healthcare landscape to benefit its members, customers, and shareholders.

The Health Net acquisition positively impacted operational efficiency, notably through a reduction in the health benefits ratio (HBR) to 87.6% from 88.7% year-over-year. This improvement is partly due to Health Net's business mix, which includes a greater proportion of commercial business, and overall growth in the Health Insurance Marketplace, contributing to better cost management relative to premium revenues.