What is the main purpose of this 8-K filing?

The primary purpose of this 8-K filing is to furnish Capital One's monthly charge-off and delinquency statistics for August 2005, in accordance with Regulation FD, to ensure timely and broad public disclosure of material information.

Where can I find the specific charge-off and delinquency data?

The detailed charge-off and delinquency statistics for August 2005 are provided in Exhibit 99.1, which is attached to this Form 8-K filing.

Does this filing contain any new financial results or projections?

No, this filing does not contain new financial results or projections. It specifically furnishes operational data regarding charge-offs and delinquencies, which are indicators of credit quality, rather than comprehensive financial statements or forward-looking guidance.

What is the significance of the 'furnished, not deemed filed' note?

This note means that while the information is publicly disclosed, it is not subject to the liabilities and scrutiny under Section 18 of the Securities Exchange Act of 1934 that typically applies to information 'filed' with the SEC. This is a standard disclosure for Regulation FD furnished items.

CAPITAL ONE FINANCIAL CORP 8-K: Regulation FD

Summary

This Form 8-K filing from Capital One Financial Corporation (COF), filed on September 12, 2005, primarily serves as a Regulation FD disclosure, furnishing its monthly charge-off and delinquency statistics for the month ended August 31, 2005. This provides investors with timely operational data, allowing for an assessment of credit quality and potential future loan loss provisions. The furnished statistics, presented in Exhibit 99.1, are crucial for understanding the company's risk management and the performance of its loan portfolio. Investors and analysts will closely examine these figures to gauge trends in customer repayment behavior and to anticipate any potential impacts on Capital One's financial performance.

Key Highlights

1Furnished Monthly Charge-off and Delinquency Statistics for August 2005.
2Disclosure made under Regulation FD (Item 7.01).
3Data pertains to the period ending August 31, 2005.
4Information is furnished, not deemed "filed" under Section 18 of the Exchange Act.
5Exhibit 99.1 contains the detailed statistics.
6CFO Gary L. Perlin signed the report.
7The filing provides a snapshot of credit risk metrics for Capital One.

CAPITAL ONE FINANCIAL CORP 8-K Report, Regulation FD Disclosure (Sep 12, 2005)

Summary

Key Highlights

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