8-KOther EventsExhibits & Filings

CAPITAL ONE FINANCIAL CORP 8-K Report, Corporate Update (Sep 15, 2005)

Filed September 15, 2005For Securities:COFCOF-PLCOF-PICOF-PKCOF-PNCOF-PJ

Summary

Capital One Financial Corporation (COF) filed a Current Report on Form 8-K on September 15, 2005, primarily to provide an update regarding a services agreement. The company is filing a revised, redacted version of its Services Agreement with First Data Resources, Inc., originally dated November 8, 2004. This agreement was previously filed as an exhibit to its Form 10-K for the year ended December 31, 2004. Investors should note that while this filing does not present new financial results or material business developments, it relates to a previously disclosed material contract. Confidential treatment has been requested for certain portions of the agreement, which is standard practice for sensitive commercial terms. The filing serves to make public a revised version of this important operational contract.

Key Highlights

  • 1Filing of a revised redacted Services Agreement with First Data Resources, Inc.
  • 2Agreement dated November 8, 2004, previously filed with the 2004 10-K.
  • 3Confidential treatment requested for certain portions of the agreement.
  • 4The filing is made under Item 8.01 (Other events) and Item 9.01 (Financial Statements and Exhibits).
  • 5No new financial results or significant business updates are presented in this report.
  • 6This 8-K clarifies and provides a revised version of an existing material contract.
  • 7Exhibit 10.1, the Services Agreement, is the key document filed with this report.

Frequently Asked Questions

The primary purpose of this 8-K filing is to provide investors with a revised, redacted version of the Services Agreement between Capital One Services, Inc. and First Data Resources, Inc., originally dated November 8, 2004.

No, this 8-K filing does not present any new financial statements or performance data. Its focus is solely on updating the public record with a revised version of a material services contract.

Confidential treatment is typically requested for portions of contracts that contain proprietary business information, such as specific pricing, service level details, or other commercially sensitive terms that the companies do not wish to disclose publicly to protect their competitive position.

The Services Agreement, dated November 8, 2004, between Capital One Services, Inc. and First Data Resources, Inc., is filed as Exhibit 10.1 to this Form 8-K. It was also previously filed as Exhibit 10.8 to Capital One's Form 10-K for the year ended December 31, 2004.